XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN Contribution & Employer Match

How XIGENT AUTOMATION SYSTEMS, INC. Supports Your Retirement Savings

XIGENT AUTOMATION SYSTEMS, INC. provides retirement savings benefits through XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN is $138,309.00

XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN is $4,854.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
310,687.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,854.00 in XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN allocates $258,824.00 to match its employees’ contributions, providing an employer match rate of 44.80% of their contributions

XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN is approximately $2,396.00
Investing in this additonal $2,396.00 for 20 years would give you extra $153,377.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN Contribution & Match Policy

XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN Plan Policies

XIGENT AUTOMATION SYSTEMS, INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may make voluntary salary deferral contributions up to 100% of pre-tax and Roth after-tax annual compensation, as defined by the Plan, up to the maximum amount imposed by the IRS, not to exceed $23,000 for 2024.
  • Employees 50 years of age and older are allowed to contribute an additional $7,500 to the Plan for 2024.
  • The Company may make discretionary Company matching and profit sharing contributions which will be allocated in accordance with the Plan document provisions.
  • Eligible participants will receive a non-elective safe harbor Company contribution of 3% of their eligible wages.
  • During 2024, the Company’s non-elective safe harbor contribution totaled $258,824.
  • Participants are vested immediately in their contributions and safe harbor contribution plus actual earnings thereon.
  • Vesting in the Company’s discretionary matching and profit sharing portions of their accounts plus actual earnings thereon is based on years of continuous service and is subject to the following vesting percentage provisions: Years of Service: Vesting Percentage 0-1 year: 0% 2 years: 20% 3 years: 40% 4 years: 60% 5 years: 80% 6 years: 100%

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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