WESTERN DISPOSAL, INC. 401K PLAN Contribution & Employer Match

How WESTERN DISPOSAL, INC. Supports Your Retirement Savings

WESTERN DISPOSAL, INC. provides retirement savings benefits through WESTERN DISPOSAL, INC. 401K PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

WESTERN DISPOSAL, INC. 401K PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for WESTERN DISPOSAL, INC. 401K PLAN is $133,076.00

WESTERN DISPOSAL, INC. 401K PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for WESTERN DISPOSAL, INC. 401K PLAN is $13,727.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
878,562.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 13,727.00 in WESTERN DISPOSAL, INC. 401K PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in WESTERN DISPOSAL, INC. 401K PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

WESTERN DISPOSAL, INC. 401K PLAN Total Employer Contribution and Match Rate

In 2024, WESTERN DISPOSAL, INC. 401K PLAN allocates $649,093.00 to match its employees’ contributions, providing an employer match rate of 41.30% of their contributions

WESTERN DISPOSAL, INC. 401K PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in WESTERN DISPOSAL, INC. 401K PLAN is approximately $2,834.00
Investing in this additonal $2,834.00 for 20 years would give you extra $181,405.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

WESTERN DISPOSAL, INC. 401K PLAN Contribution & Match Policy

WESTERN DISPOSAL, INC. 401K PLAN Plan Policies

WESTERN DISPOSAL, INC. 401K PLAN Contribution, Match and Other Plan Policies

  • The Plan provides for employee salary deferral contributions up to a maximum of 100 percent of annual compensation subject to maximum tax-deferred limitations established by the Internal Revenue Code.
  • The Plan allows participants to contribute any amount of their compensation on an after-tax basis.
  • Participants may also make contributions to the Plan in the form of a rollover of funds from another qualified plan.
  • Eligible participants are auto-enrolled in the Plan at a 5 percent pretax salary deferral rate.
  • Participant deferral percentages automatically increase by 1 percent each year up to a maximum of 15 percent.
  • The Plan makes safe harbor matching contributions equal to 100 percent of each participant’s contributions, limited to 3 percent of their eligible compensation plus 50 percent of the amount of their elective and/or Roth deferrals that exceed 3 percent of their eligible compensation but do not exceed 5 percent of eligible compensation.
  • Participants are immediately 100 percent vested in employee salary deferral contributions, rollover contributions, employer contributions, and any income or loss thereon and are not subject to forfeiture for any reason.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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