VISUAL LEASE, LLC 401(K) PLAN Contribution & Employer Match
How VISUAL LEASE, LLC Supports Your Retirement Savings
VISUAL LEASE, LLC provides retirement savings benefits through VISUAL LEASE, LLC 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
VISUAL LEASE, LLC 401(K) PLAN Average Participant Retirement Account Value
VISUAL LEASE, LLC 401(K) PLAN Estimated Average Employee Contribution Amount
442,013.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,906.00 in VISUAL LEASE, LLC 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in VISUAL LEASE, LLC 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
VISUAL LEASE, LLC 401(K) PLAN Total Employer Contribution and Match Rate
VISUAL LEASE, LLC 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $2,524.00 for 20 years would give you extra $161,545.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
VISUAL LEASE, LLC 401(K) PLAN Contribution & Match Policy
VISUAL LEASE, LLC 401(K) PLAN Contribution, Match and Other Plan Policies
- Upon meeting eligibility requirements participants may contribute up to 90% of their plan compensation on a pre-tax or after-tax Roth basis, subject to Internal Revenue Code ("IRC") limitations.
- Participants who are at least 50 may make an additional "catch up" contribution subject to IRC limitations.
- All new participants are automatically enrolled at a contribution rate of 1% of plan compensation, unless they opt out.
- The Plan provides for a safe harbor matching contribution at a rate of 100% of each participant’s deferral contributions up to 3% of the employee’s eligible compensation and 50% of deferrals of the next 2% of the employee’s eligible compensation.
- All participants became 100% vested in their account balances on October 31, 2024 as a result of the plan termination.
- Prior to October 31, 2024, participants were fully vested in that portion of their account which represents their contributions, the safe harbor matching contributions and the income earned thereon.
- Participants became 100% vested in the Company’s discretionary contributions and earnings thereon upon death, total and permanent disability, or attainment of normal retirement age.
- Otherwise, a participant’s interest in the Company’s discretionary contributions and earnings thereon vested according to the following schedule: Completed Years of Service Percent Vested 1 year 25% 2 years 50% 3 years 75% 4 years 100%
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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