VINCE HOLDING CORP. 401K Contribution & Employer Match
How VINCE HOLDING CORP. Supports Your Retirement Savings
VINCE HOLDING CORP. provides retirement savings benefits through VINCE HOLDING CORP. 401K. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
VINCE HOLDING CORP. 401K Average Participant Retirement Account Value
VINCE HOLDING CORP. 401K Estimated Average Employee Contribution Amount
286,118.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,470.00 in VINCE HOLDING CORP. 401K, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in VINCE HOLDING CORP. 401K
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
VINCE HOLDING CORP. 401K Total Employer Contribution and Match Rate
VINCE HOLDING CORP. 401K Estimated Average Employer Match
Investing in this additonal $566.00 for 20 years would give you extra $36,254.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
VINCE HOLDING CORP. 401K Contribution & Match Policy
VINCE HOLDING CORP. 401K Contribution, Match and Other Plan Policies
- Each year, eligible employees may elect to contribute up to 100% of their eligible compensation to the Plan on a pre-tax or Roth basis, subject to limitations established by the Internal Revenue Code ("IRC").
- The Plan has an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
- Automatically enrolled participants will have their deferral rate set at 3% of their eligible compensation.
- Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.
- The Employer will make an employer matching contribution to eligible employees in an amount equal to 50% of elective deferrals subject to a maximum of 3% of eligible compensation.
- Participants are 100% vested in their account balances at all times.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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