UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN Contribution & Employer Match

How UNIVERSAL ELECTRONICS, INC. Supports Your Retirement Savings

UNIVERSAL ELECTRONICS, INC. provides retirement savings benefits through UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN is $228,887.00

UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN is $18,292.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
1,170,721.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 18,292.00 in UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN Total Employer Contribution and Match Rate

In 2024, UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN allocates $1,062,127.00 to match its employees’ contributions, providing an employer match rate of 39.10% of their contributions

UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN is approximately $3,576.00
Investing in this additonal $3,576.00 for 20 years would give you extra $228,875.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN Contribution & Match Policy

UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN Plan Policies

UNIVERSAL ELECTRONICS, INC. 401(K) AND PROFIT SHARING PLAN Contribution, Match and Other Plan Policies

  • Participants may elect to contribute up to 100% of eligible pre-tax or post-tax compensation, not to exceed the limits of the Internal Revenue Code (IRC).
  • Participants direct the investment of their contributions into various investment options offered by the Plan, except for the Company’s stock fund.
  • Participants may diversify their employer match made in the form of Company stock fund into other investment options offered by the Plan, based on certain provisions of the Plan.
  • Participants may also contribute amounts representing distributions from other qualified defined benefit or defined contribution plans.
  • From January 1, 2024 through September 30, 2024, the Company matched 50% of each participant’s deferrals, up to the first 15% of eligible compensation, in the form of nonparticipant-directed Company Stock Fund.
  • Effective October 1, 2024 through December 31, 2024, the matching contribution was 25% of each participant’s deferrals, up to the first 15% of eligible compensation, and continued to be made in the form of nonparticipant-directed Company common stock.
  • Vesting schedule: 1 year of service: 20% 2 years of service: 40% 3 years of service: 60% 4 years of service: 80% 5 years of service: 100% The Company’s matching and/or profit sharing contributions plus actual earnings thereon, becomes 20% vested following a full year of service, as defined, and continues to vest at the rate of 20% for each successive year of service until 100% vested after five (5) years of service, attaining normal retirement age, death or disability.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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