UNITHER 401(K) RETIREMENT PLAN Contribution & Employer Match

How UNITHER US CORP Supports Your Retirement Savings

UNITHER US CORP provides retirement savings benefits through UNITHER 401(K) RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

UNITHER 401(K) RETIREMENT PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for UNITHER 401(K) RETIREMENT PLAN is $153,579.00

UNITHER 401(K) RETIREMENT PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for UNITHER 401(K) RETIREMENT PLAN is $9,873.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
631,894.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 9,873.00 in UNITHER 401(K) RETIREMENT PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in UNITHER 401(K) RETIREMENT PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

UNITHER 401(K) RETIREMENT PLAN Total Employer Contribution and Match Rate

In 2024, UNITHER 401(K) RETIREMENT PLAN allocates $1,703,420.00 to match its employees’ contributions, providing an employer match rate of 85.83% of their contributions

UNITHER 401(K) RETIREMENT PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in UNITHER 401(K) RETIREMENT PLAN is approximately $4,237.00
Investing in this additonal $4,237.00 for 20 years would give you extra $271,191.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

UNITHER 401(K) RETIREMENT PLAN Contribution & Match Policy

UNITHER 401(K) RETIREMENT PLAN Plan Policies

UNITHER 401(K) RETIREMENT PLAN Contribution, Match and Other Plan Policies

  • Participants may elect to contribute from 1% to 100% of eligible compensation, subject to IRS limits, on a pre-tax, Roth, or after-tax basis, through payroll deductions.
  • Participants who have attained age 50 before the end of the Plan year are permitted to make catch-up contributions.
  • Participants are automatically enrolled in the Plan after 60 days of service at a deferral rate of 6% unless the participant affirmatively elects not to participate.
  • Automatically enrolled participants have their contribution rate increased 1% annually on the anniversary date of the participant’s initial automatic enrollment, up to a maximum of 10% of compensation.
  • The Company provides a non-discretionary employer matching contribution equal to 100% of each participant’s pre-tax or after-tax contribution up to a maximum of 6% of eligible compensation contributed by the participant.
  • Participants are immediately vested in their voluntary contributions plus actual earnings thereon.
  • Participants are immediately vested upon termination of the Plan, upon reaching the early retirement age of 60, upon reaching the normal retirement age of 65, or upon disability or death while an employee of the Plan Sponsor.
  • Participants vest in the Company’s matching contributions at a rate of 33% after one year of service, 67% after two years of service, and 100% after three years of service.
  • Participants vest in the Company’s retirement savings contributions at a rate of 0% after one and two years of service, and 100% after three years of service.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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