UNISOURCE SOLUTIONS, INC. 401(K) PLAN Contribution & Employer Match
How UNISOURCE SOLUTIONS, INC. Supports Your Retirement Savings
UNISOURCE SOLUTIONS, INC. provides retirement savings benefits through UNISOURCE SOLUTIONS, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
UNISOURCE SOLUTIONS, INC. 401(K) PLAN Average Participant Retirement Account Value
UNISOURCE SOLUTIONS, INC. 401(K) PLAN Estimated Average Employee Contribution Amount
236,686.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 3,698.00 in UNISOURCE SOLUTIONS, INC. 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in UNISOURCE SOLUTIONS, INC. 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
UNISOURCE SOLUTIONS, INC. 401(K) PLAN Total Employer Contribution and Match Rate
UNISOURCE SOLUTIONS, INC. 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $284.00 for 20 years would give you extra $18,188.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
UNISOURCE SOLUTIONS, INC. 401(K) PLAN Contribution & Match Policy
UNISOURCE SOLUTIONS, INC. 401(K) PLAN Contribution, Match and Other Plan Policies
- A participating employee may elect to defer 100% of annual compensation, as defined in the Plan agreement, up to a maximum of $23,000 in 2024.
- Participants who have attained the age of 50 by the Plan year end may also make catch-up contributions up to a maximum of $7,500 during the year ended December 31, 2024.
- Effective June 1, 2022 the Plan includes an automatic salary deferral feature, where the Company will automatically withhold 2% of compensation as a salary deferral.
- Participants may elect a different salary deferral amount or elect not to defer under the terms of the Plan.
- The Company will match 35% of such deferral up to 4% of employee compensation deferred.
- A participant must have completed at least one year of service in order to be eligible for the Company’s matching contribution.
- Participants are immediately vested in their voluntary and automatic deferral contributions plus actual earnings thereon.
- Vesting in the employer contribution account is based on years of continuous service.
- An active participant vests 20% per year and is 100% vested after five years of credited service.
- Upon a participant’s death or permanent disability while employed by the Company, or upon retirement at or after normal retirement age, the participant becomes 100% vested.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about UNISOURCE SOLUTIONS, INC. 401(K) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
- APPLE 401(K) PLAN 401(k) Review: A Match That Rewards Loyalty, Plus Plenty of Investment Options
- Charter Communications 401(k) Review: 100% Match Up to 6% With a 3-Year Vesting Clock
- Walmart 401(k) Plan Review: 100% Match on 6% for 1.9 Million Employees
- GSK 401(K) PLAN Review: 11% Employer Contribution Combines Match Makes It One of the Most Generous
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching UNISOURCE SOLUTIONS, INC. 401(K) PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- AMERICAN FURNITURE COMPANY 401(K) PROFIT SHARING PLAN (183 participants, $5,721,875)
- DEKALB OFFICE ENVIRONMENTS, INC. 401(K) PROFIT SHARING PLAN (184 participants, $11,235,715)
- GARDINERS FURNITURE 401(K) PROFIT SHARING PLAN & TRUST (182 participants, $6,045,162)
- GARDINERS FURNITURE 401(K) PLAN & TRUST (185 participants, $3,095,430)
- NBS RETIREMENT SAVINGS PLAN (181 participants, $26,416,148)
