ULSE AND ULRI FINANCIAL SECURITY PLAN Contribution & Employer Match

How ULSE INC. Supports Your Retirement Savings

ULSE INC. provides retirement savings benefits through ULSE AND ULRI FINANCIAL SECURITY PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

ULSE AND ULRI FINANCIAL SECURITY PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for ULSE AND ULRI FINANCIAL SECURITY PLAN is $162,861.00

ULSE AND ULRI FINANCIAL SECURITY PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for ULSE AND ULRI FINANCIAL SECURITY PLAN is $25,348.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
1,622,321.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 25,348.00 in ULSE AND ULRI FINANCIAL SECURITY PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in ULSE AND ULRI FINANCIAL SECURITY PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

ULSE AND ULRI FINANCIAL SECURITY PLAN Total Employer Contribution and Match Rate

In 2024, ULSE AND ULRI FINANCIAL SECURITY PLAN allocates $4,173,513.00 to match its employees’ contributions, providing an employer match rate of 84.43% of their contributions

ULSE AND ULRI FINANCIAL SECURITY PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in ULSE AND ULRI FINANCIAL SECURITY PLAN is approximately $10,701.00
Investing in this additonal $10,701.00 for 20 years would give you extra $684,884.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

ULSE AND ULRI FINANCIAL SECURITY PLAN Contribution & Match Policy

ULSE AND ULRI FINANCIAL SECURITY PLAN Plan Policies

ULSE AND ULRI FINANCIAL SECURITY PLAN Contribution, Match and Other Plan Policies

  • Eligible participants are enrolled automatically in the Plan with a pretax deferral of 3% of base pay in the first year of service that will increase each anniversary of the participant’s start date by 1%, up to a maximum of 10%.
  • Participants can opt out of automatic enrollment by electing not to contribute to the Plan or to contribute a different percentage of eligible pay.
  • Participants who attain age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • Contributions can be made on an elective deferral basis to a before-tax or Roth account on an after-tax basis, but are limited to a maximum amount per the Internal Revenue Service (IRS) regulations.
  • The Company matches up to 100% of the first 3% of base pay, and up to 50% of the next 4% of base pay contributed to the Plan as before-tax, or Roth 401(k).

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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