TRANSOCEAN U.S. SAVINGS PLAN Contribution & Employer Match
How TRANSOCEAN INTERNATIONAL LIMITED Supports Your Retirement Savings
TRANSOCEAN INTERNATIONAL LIMITED provides retirement savings benefits through TRANSOCEAN U.S. SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
TRANSOCEAN U.S. SAVINGS PLAN Average Participant Retirement Account Value
TRANSOCEAN U.S. SAVINGS PLAN Estimated Average Employee Contribution Amount
380,739.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,949.00 in TRANSOCEAN U.S. SAVINGS PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in TRANSOCEAN U.S. SAVINGS PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
TRANSOCEAN U.S. SAVINGS PLAN Total Employer Contribution and Match Rate
TRANSOCEAN U.S. SAVINGS PLAN Estimated Average Employer Match
Investing in this additonal $7,253.00 for 20 years would give you extra $464,245.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
TRANSOCEAN U.S. SAVINGS PLAN Contribution & Match Policy
TRANSOCEAN U.S. SAVINGS PLAN Contribution, Match and Other Plan Policies
- Plan participants may elect to make contributions, up to a maximum of 50 percent of eligible earnings per pay period, with (a) before-tax dollars ("Before-Tax Contributions"), pursuant to Section 401(k) of the Internal Revenue Code (the "Code"), (b) after-tax dollars ("Roth Contributions"), or (c) traditional after-tax dollars, other than Roth Contributions.
- Participants who are 50 years old or older at any time during the year may make additional contributions into the Plan ("Catch-Up Contributions").
- Newly eligible employees who fail to actively elect or decline participation in the Plan are automatically enrolled, effective 60 days after their date of hire, rehire, or transfer, at a default contribution rate of three percent on a before-tax basis and such contributions will be invested in the default investment option, as defined in the Plan documents.
- For the years ended December 31, 2024 and 2023, Employer matching contributions for each participant were equal to 200 percent of the first five percent of eligible earnings contributed by the participant to the Plan, determined on a pay period by pay period basis.
- All active participants are 100 percent vested in their Employer matching contributions.
- The participating Employers may, at their sole discretion, make an additional discretionary matching contribution of a percentage to be determined by the Administrative Committee based on the first four percent of compensation contributed to the Plan.
- For the years ended December 31, 2024 and 2023, no discretionary matching contributions were made to the Plan.
- All active participants are 100 percent vested in their Employer matching contributions.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about TRANSOCEAN U.S. SAVINGS PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
- APPLE 401(K) PLAN 401(k) Review: A Match That Rewards Loyalty, Plus Plenty of Investment Options
- Charter Communications 401(k) Review: 100% Match Up to 6% With a 3-Year Vesting Clock
- Walmart 401(k) Plan Review: 100% Match on 6% for 1.9 Million Employees
- GSK 401(K) PLAN Review: 11% Employer Contribution Combines Match Makes It One of the Most Generous
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching TRANSOCEAN U.S. SAVINGS PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- THE SAVINGS PLAN OF THE SAUDI ARABIAN OIL COMPANY (4,243 participants, $2,278,682,844)
- HILCORP ENERGY COMPANY 401(K) SAVINGS PLAN (4,061 participants, $817,833,350)
- EOG RESOURCES, INC. SAVINGS AND RETIREMENT PLAN (3,753 participants, $1,323,117,495)
- ARAMCO U.S. SAVINGS PLAN (3,750 participants, $2,889,328,000)
- PIONEER NATURAL RESOURCES USA, INC. 401(K) AND MATCHING PLAN (3,544 participants, $849,988,905)
