POLYNT COMPOSITES USA INC. 401(K) PLAN Contribution & Employer Match

How POLYNT COMPOSITES USA INC. Supports Your Retirement Savings

POLYNT COMPOSITES USA INC. provides retirement savings benefits through POLYNT COMPOSITES USA INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

POLYNT COMPOSITES USA INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for POLYNT COMPOSITES USA INC. 401(K) PLAN is $173,559.00

POLYNT COMPOSITES USA INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for POLYNT COMPOSITES USA INC. 401(K) PLAN is $11,691.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
748,285.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 11,691.00 in POLYNT COMPOSITES USA INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in POLYNT COMPOSITES USA INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

POLYNT COMPOSITES USA INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, POLYNT COMPOSITES USA INC. 401(K) PLAN allocates $4,889,728.00 to match its employees’ contributions, providing an employer match rate of 85.96% of their contributions

POLYNT COMPOSITES USA INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in POLYNT COMPOSITES USA INC. 401(K) PLAN is approximately $5,025.00
Investing in this additonal $5,025.00 for 20 years would give you extra $321,626.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

POLYNT COMPOSITES USA INC. 401(K) PLAN Contribution & Match Policy

POLYNT COMPOSITES USA INC. 401(K) PLAN Plan Policies

POLYNT COMPOSITES USA INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may elect to make 401(k) deferral contributions on a pretax or Roth 401(k) tax basis up to 50 percent of their total compensation.
  • Participants who have attained age 50 may make catch-up contributions in addition to their regular deferral contributions.
  • Upon eligibility, all participants, except union employees, who do not select their contribution percentage are automatically enrolled at a contribution rate of 5 percent until they elect otherwise.
  • The contributions of those participants who are automatically enrolled are invested into the age-appropriate target-date fund based on the participant’s expected retirement date.
  • Additionally, participants may make voluntary after-tax contributions up to 50 percent of their total compensation.
  • The Company makes safe harbor matching contributions equal to 100 percent of a participant’s deferral, subject to a maximum of 5 percent of compensation, based on the participant’s elected contribution percentage.
  • All participants’ contributions, safe harbor matching contributions, and nonelective employer contributions and related earnings are fully vested at all times and are not subject to forfeiture for any reason.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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