OVINTIV U.S. RETIREMENT PLAN Contribution & Employer Match

How OVINTIV USA, INC. Supports Your Retirement Savings

OVINTIV USA, INC. provides retirement savings benefits through OVINTIV U.S. RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

OVINTIV U.S. RETIREMENT PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for OVINTIV U.S. RETIREMENT PLAN is $264,075.00

OVINTIV U.S. RETIREMENT PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for OVINTIV U.S. RETIREMENT PLAN is $6,167.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
394,732.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,167.00 in OVINTIV U.S. RETIREMENT PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in OVINTIV U.S. RETIREMENT PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

OVINTIV U.S. RETIREMENT PLAN Total Employer Contribution and Match Rate

In 2024, OVINTIV U.S. RETIREMENT PLAN allocates $19,306,387.00 to match its employees’ contributions, providing an employer match rate of 139.34% of their contributions

OVINTIV U.S. RETIREMENT PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in OVINTIV U.S. RETIREMENT PLAN is approximately $9,317.00
Investing in this additonal $9,317.00 for 20 years would give you extra $596,336.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

OVINTIV U.S. RETIREMENT PLAN Contribution & Match Policy

OVINTIV U.S. RETIREMENT PLAN Plan Policies

OVINTIV U.S. RETIREMENT PLAN Contribution, Match and Other Plan Policies

  • Participants may make before-tax and after-tax contributions up to 75% of their annual compensation not to exceed limits set by the U.S.
  • Internal Revenue Service (the IRS), which are adjusted annually by the U.S.
  • Secretary of Treasury for inflation.
  • This maximum percentage may be reduced by the Plan administrator in certain circumstances.
  • The Plan also permits rollover contributions from other qualified retirement plans.
  • Participant contributions to the Plan are made through regular payroll deductions, catch-up contributions, and Roth contributions, which are after-tax contributions tracked in a separate account but subject to the same limitations set forth under the Plan.
  • The Company will make a safe harbor matching contribution of 100% of elective deferrals up to 5% of eligible compensation each period, which is initially invested in shares of Ovintiv common stock and after that, participants may invest at their direction.
  • In addition, the Company will make a contribution of 8% of eligible compensation each pay period, invested at the direction of the participants (except that these funds generally cannot be invested in shares of Ovintiv common stock).
  • Participants are vested immediately in their contributions plus actual earnings or losses thereon.
  • Participants also have full and immediate vesting in the Company’s 5% safe harbor matching contribution portion of their accounts.
  • Participants are generally fully vested in the Company’s 8% contribution after three years of service, and at disability, death or attainment of early retirement age under the Plan.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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