OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN Contribution & Employer Match

How OPTIMAS OE SOLUTIONS, LLC Supports Your Retirement Savings

OPTIMAS OE SOLUTIONS, LLC provides retirement savings benefits through OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN is $69,217.00

OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN is $4,117.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
263,540.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,117.00 in OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN Total Employer Contribution and Match Rate

In 2024, OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN allocates $1,136,063.00 to match its employees’ contributions, providing an employer match rate of 36.79% of their contributions

OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN is approximately $1,500.00
Investing in this additonal $1,500.00 for 20 years would give you extra $96,047.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN Contribution & Match Policy

OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN Plan Policies

OPTIMAS OE SOLUTIONS, LLC EMPLOYEE SAVINGS PLAN Contribution, Match and Other Plan Policies

  • The Plan allows for participants to make tax-deferred or after-tax contributions to the Plan by payroll deduction each payroll period.
  • The Plan limits participant contributions to the maximum allowable annual contribution as determined by the Internal Revenue Code (IRC).
  • Participants who have attained age 50 by the end of the plan year are eligible to make catch up contributions subject to the limits of the IRC.
  • Effective January 1, 2021, the Plan’s automatic enrollment for all newly-eligible employees was amended to increase the initial pre-tax deferral contribution to 4%, 35 days after such employee’s date of hire, but no sooner than such employee’s entry date.
  • Employees have the option to opt out of automatic enrollment or to elect a different deferral rate at any time prior to the effective date of the automatic enrollment.
  • The Company may make, but is not required to make, discretionary matching contributions to the Plan equal to a percentage (50% match up to first 8% of eligible compensation for the year ended December 31, 2024) of the elective contribution made by the participants to the Plan.
  • A participant is eligible for discretionary matching employer contributions only if the participant makes contributions to the Plan.
  • The discretionary matching employer contributions were $1,136,063 for the year ended December 31, 2024.
  • Participants are vested immediately in all contributions and any actual earnings thereon.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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