OKI DATA AMERICAS SAVINGS PLAN Contribution & Employer Match
How OKI DATA AMERICAS INC. Supports Your Retirement Savings
OKI DATA AMERICAS INC. provides retirement savings benefits through OKI DATA AMERICAS SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
OKI DATA AMERICAS SAVINGS PLAN Average Participant Retirement Account Value
OKI DATA AMERICAS SAVINGS PLAN Estimated Average Employee Contribution Amount
38,653.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 603.00 in OKI DATA AMERICAS SAVINGS PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in OKI DATA AMERICAS SAVINGS PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
OKI DATA AMERICAS SAVINGS PLAN Total Employer Contribution and Match Rate
OKI DATA AMERICAS SAVINGS PLAN Estimated Average Employer Match
Investing in this additonal $481.00 for 20 years would give you extra $30,802.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
OKI DATA AMERICAS SAVINGS PLAN Contribution & Match Policy
OKI DATA AMERICAS SAVINGS PLAN Contribution, Match and Other Plan Policies
- Participants may make pre-tax and after-tax contributions up to 75% of annual compensation, as defined by the Plan.
- Contributions are subject to limitations on annual additions and other limitations imposed by the Internal Revenue Code (the "Code") as defined in the Plan document.
- Eligible participants may make a rollover contribution to the Plan.
- Participants who are eligible to make salary deferral contributions under the Plan and who have attained age 50 before the close of the year may make catch-up contributions in accordance with, and subject to the limitations imposed by the Code.
- The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
- Automatically enrolled participants have their deferral rate set at 1% of eligible compensation and their contributions invested in a designated balanced fund until changed by the participant.
- If the participant is eligible, the Company makes employer basic contributions of 100% of participants’ contributions, up to 3% of each participant’s eligible compensation and safe harbor matching contributions of 3% of each participant’s eligible compensation, as defined by the Plan document.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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