MOSER CONSULTING, INC. RETIREMENT PLAN Contribution & Employer Match

How MOSER CONSULTING, INC. Supports Your Retirement Savings

MOSER CONSULTING, INC. provides retirement savings benefits through MOSER CONSULTING, INC. RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

MOSER CONSULTING, INC. RETIREMENT PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees may contribute up to 100% of their eligible annual compensation, subject to the maximum annual amount permitted under Section 402(g) of the Internal Revenue Code (IRC).

2. Employer Match/Contribution Conditions: The employer matches 100% of the first 3% of compensation that each participant contributes to the plan, plus 50% of the next 2% of compensation that each participant contributes.

3. Vesting Schedule/Eligibility: Participants are immediately vested in their contributions and the employer’s safe-harbor matching contributions. For employer discretionary matching and profit-sharing contributions, vesting is 20% after two years of service, increasing by 20% per additional year, with full vesting after six years of credited service.