MONT BELVIEU 401(K) PLAN Contribution & Employer Match

How MONT BELVIEU RHC, LLC Supports Your Retirement Savings

MONT BELVIEU RHC, LLC provides retirement savings benefits through MONT BELVIEU 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

MONT BELVIEU 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for MONT BELVIEU 401(K) PLAN is $1,620.00

MONT BELVIEU 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for MONT BELVIEU 401(K) PLAN is $849.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
54,358.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 849.00 in MONT BELVIEU 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in MONT BELVIEU 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

MONT BELVIEU 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, MONT BELVIEU 401(K) PLAN allocates $79,190.00 to match its employees’ contributions, providing an employer match rate of 90.52% of their contributions

MONT BELVIEU 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in MONT BELVIEU 401(K) PLAN is approximately $384.00
Investing in this additonal $384.00 for 20 years would give you extra $24,602.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

MONT BELVIEU 401(K) PLAN Contribution & Match Policy

MONT BELVIEU 401(K) PLAN Plan Policies

MONT BELVIEU 401(K) PLAN Contribution, Match and Other Plan Policies

  • Total deferrals in any taxable year may not exceed a dollar limit which is set by law.
  • Participants may defer extra catch-up contributions if they are age 50 or older before the end of the calendar year.
  • The Plan has also elected an automatic contribution arrangement for newly eligible participants.
  • The Company will automatically withhold 2% of a participant’s compensation each payroll period and contribute that amount to the Plan as an elective deferral unless the participant makes a contrary election.
  • The Company has elected to operate the Plan as a safe harbor 401(k) plan.
  • This means that the Plan will be exempt from certain compliance testing requirements because of the safe harbor contributions that will be made to the Plan.
  • In order to maintain safe harbor status, the Company will make a safe harbor matching contribution equal to 100% of a participant’s elective deferrals that do not exceed 4% of his or her compensation.
  • Participants are vested immediately in their contributions plus actual earnings thereon.
  • Vesting in employer contributions is based on years of vesting service.
  • A participant vests 20% each year starting at year two and is 100% vested after six years of vesting service.
  • A participant will also become fully vested if the participant dies, incurs a disability, or satisfies the conditions for early retirement age.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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