MINDPATH HEALTH RETIREMENT PLAN Contribution & Employer Match

How COMMUNITY PSYCHIATRY MANAGEMENT, LLC Supports Your Retirement Savings

COMMUNITY PSYCHIATRY MANAGEMENT, LLC provides retirement savings benefits through MINDPATH HEALTH RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

MINDPATH HEALTH RETIREMENT PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for MINDPATH HEALTH RETIREMENT PLAN is $45,663.00

MINDPATH HEALTH RETIREMENT PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for MINDPATH HEALTH RETIREMENT PLAN is $11,143.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
713,189.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 11,143.00 in MINDPATH HEALTH RETIREMENT PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in MINDPATH HEALTH RETIREMENT PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

MINDPATH HEALTH RETIREMENT PLAN Total Employer Contribution and Match Rate

In 2024, MINDPATH HEALTH RETIREMENT PLAN allocates $3,227,201.00 to match its employees’ contributions, providing an employer match rate of 40.99% of their contributions

MINDPATH HEALTH RETIREMENT PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in MINDPATH HEALTH RETIREMENT PLAN is approximately $2,283.00
Investing in this additonal $2,283.00 for 20 years would give you extra $146,171.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

MINDPATH HEALTH RETIREMENT PLAN Contribution & Match Policy

MINDPATH HEALTH RETIREMENT PLAN Plan Policies

MINDPATH HEALTH RETIREMENT PLAN Contribution, Match and Other Plan Policies

  • The Plan provides for employee salary deferral contributions up to a maximum of 100 percent of annual compensation subject to maximum tax-deferred limitations established by the Internal Revenue Code.
  • The Plan allows participants to contribute up to 100 percent of their compensation on an after-tax basis.
  • Participants may also make contributions to the Plan in the form of a rollover of funds from another qualified plan.
  • Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.
  • The Plan provides for employer safe harbor contributions of up to 3.50 percent of the participant’s compensation.
  • The Company may make annual discretionary contributions.
  • Effective January 1, 2022, participants are immediately 100 percent vested in employee salary and rollover contributions and any income or loss thereon.
  • Vesting in the Company’s contribution portion of their accounts, plus actual earnings thereon, is based on years of service.
  • Participants vest in contributions made by the Company fully after two years of service, with no amounts vested before achieving two years of service.
  • Prior to January 1, 2022, participants were immediately 100 percent vested in the Company’s contributions.
  • Participants who were previously eligible to participate in the Carolina Partners in Mental Healthcare, PLLC 401(k) Plan prior to November 1, 2023 will vest 25 percent after one year of service and 100 percent after two years of service in the Company’s contribution portion of their accounts, plus actual earnings thereon.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

Get Key Insights for This Plan

Join our community and get data-driven insights about MINDPATH HEALTH RETIREMENT PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.

Notify Me When Ratings Go Live

Recent Articles

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more …

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …

Keep researching MINDPATH HEALTH RETIREMENT PLAN

Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.

Related Calculators

Related Plans