LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN Contribution & Employer Match

How LOCKHEED MARTIN CORPORATION Supports Your Retirement Savings

LOCKHEED MARTIN CORPORATION provides retirement savings benefits through LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN is $89,852.00

LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN is $318.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
20,413.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 318.00 in LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN Total Employer Contribution and Match Rate

In 2024, LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN allocates $471,735.00 to match its employees’ contributions, providing an employer match rate of 30.80% of their contributions

LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN is approximately $108.00
Investing in this additonal $108.00 for 20 years would give you extra $6,970.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN Contribution & Match Policy

LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN Plan Policies

LOCKHEED MARTIN CORPORATION OPERATIONS SUPPORT SAVINGS PLAN Contribution, Match and Other Plan Policies

  • The Plan allows participants to make contributions on a before-tax, after-tax, or Roth 401(k) basis.
  • Each calendar year, eligible participants can make contributions of up to 25% of the employee’s base pay, subject to regulatory limitations.
  • If automatically enrolled, a participant’s contribution is set at 3% of eligible compensation in before-tax contributions.
  • The Plan has an auto-escalation feature whereby contributions for those automatically enrolled are increased 1% each calendar year, up to 6% unless changed by the participant.
  • The Plan permits catch-up contributions for participants turning age 50 or older by the end of the calendar year.
  • Catch-up contributions are not eligible for Company matching contributions.
  • The Corporation may provide a matching contribution of up to 4% of participant’s base salary, depending on the participant’s business unit and/or the contract on which the participant works, or the terms of the applicable collective bargaining agreement.
  • Additionally, the Corporation may designate an additional amount equal to a percentage of each participant’s base pay as available for contribution to the Plan on a pre-tax basis as determined based upon the particular contract on which the participant works or the terms of the applicable collective bargaining agreement.
  • Participants are immediately vested in all employer contributions.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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