KLINK TRUCKING, LLC 401(K) PLAN & TRUST Contribution & Employer Match
How KLINK TRUCKING, LLC Supports Your Retirement Savings
KLINK TRUCKING, LLC provides retirement savings benefits through KLINK TRUCKING, LLC 401(K) PLAN & TRUST. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
KLINK TRUCKING, LLC 401(K) PLAN & TRUST Average Participant Retirement Account Value
KLINK TRUCKING, LLC 401(K) PLAN & TRUST Estimated Average Employee Contribution Amount
192,075.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 3,001.00 in KLINK TRUCKING, LLC 401(K) PLAN & TRUST, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in KLINK TRUCKING, LLC 401(K) PLAN & TRUST
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
KLINK TRUCKING, LLC 401(K) PLAN & TRUST Total Employer Contribution and Match Rate
KLINK TRUCKING, LLC 401(K) PLAN & TRUST Estimated Average Employer Match
Investing in this additonal $147.00 for 20 years would give you extra $9,468.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
KLINK TRUCKING, LLC 401(K) PLAN & TRUST Contribution & Match Policy
KLINK TRUCKING, LLC 401(K) PLAN & TRUST Contribution, Match and Other Plan Policies
- Each year, participating employees may elect to contribute up to 75% of their eligible compensation.
- Participants may also contribute amounts representing distributions from other qualified defined benefit or contribution plans.
- Newly eligible participants are automatically enrolled in the Plan with a pre-tax deferral rate of 3%, unless otherwise elected by the participant.
- The default pre-tax deferral rate, for participants who are automatically enrolled, will increase 1% each year up to a maximum of 10%, unless otherwise elected by the participant.
- Participants that are age 50 or older before the end of the Plan year are eligible to make catch-up contributions.
- Following each plan year, the Company may elect to make a discretionary matching contribution for all participants.
- For the year ended December 31, 2024, a discretionary matching contribution of $24,855 was made.
- Discretionary matching contributions were allocated to participants on a pro-rata basis based on compensation earned.
- Plan participants are at all times fully vested and have a non-forfeitable interest in their contributions and related income thereon.
- Participants become vested in Company contributions on a graded basis with 100% vesting occurring after six full years of service with the Company.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about KLINK TRUCKING, LLC 401(K) PLAN & TRUST. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Target’s 401(k) Review: 100% Match on 5% with Immediate Vesting
- Eversource 401(k) Plan Review: Choose Your Match — 3% or 8%, Immediate Vesting Either Way
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching KLINK TRUCKING, LLC 401(K) PLAN & TRUST
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- REEVE TRUCKING COMPANY 401(K) PROFIT SHARING PLAN (167 participants, $4,685,862)
- PLYCON VAN LINES, INC. PROFIT SHARING PLAN (169 participants, $4,609,746)
- WELESKI TRANSFER, INC. 401(K) PROFIT SHARING PLAN (167 participants, $7,502,243)
- V&S MIDWEST CARRIERS CORPORATION 401K PROFIT SHARING PLAN (170 participants, $5,365,836)
- TEAM HARDINGER TRANSPORTATION 401K RETIREMENT PLAN (166 participants, $5,742,419)