KAI USA, LTD. 401(K) PLAN Contribution & Employer Match

How KAI USA LTD Supports Your Retirement Savings

KAI USA LTD provides retirement savings benefits through KAI USA, LTD. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

KAI USA, LTD. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for KAI USA, LTD. 401(K) PLAN is $89,211.00

KAI USA, LTD. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for KAI USA, LTD. 401(K) PLAN is $4,376.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
280,082.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,376.00 in KAI USA, LTD. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in KAI USA, LTD. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

KAI USA, LTD. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, KAI USA, LTD. 401(K) PLAN allocates $575,432.00 to match its employees’ contributions, providing an employer match rate of 48.25% of their contributions

KAI USA, LTD. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in KAI USA, LTD. 401(K) PLAN is approximately $2,139.00
Investing in this additonal $2,139.00 for 20 years would give you extra $136,905.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

KAI USA, LTD. 401(K) PLAN Contribution & Match Policy

KAI USA, LTD. 401(K) PLAN Plan Policies

KAI USA, LTD. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Contributions to the Plan are in the form of salary reductions which participants have elected to defer in lieu of current compensation.
  • For 2024 and 2023, the Company contributed 100% of the first 3% of eligible compensation plus 65% of the next 3% of eligible compensation that a participant contributes to the plan.
  • For 2024 and 2023, the Company contributed 100% of the first 3% of eligible compensation plus 65% of the next 3% of eligible compensation that a participant contributes to the plan.
  • Participants are fully vested in their rollover, elective, and safe harbor matching contributions plus earnings thereon.
  • Effective April 4, 2004, the Plan became a ‘safe harbor 401(k) Plan’.
  • This type of plan requires a matching contribution equal to 100% of the salary deferrals not to exceed 6% of compensation.
  • This safe harbor matching contribution is fully vested.

KAI USA, LTD. 401(K) PLAN Maximum Employer Match Calculator

This calculator helps participants of KAI USA, LTD. 401(K) PLAN to calculate the minimal bi-weekly contribution that would generate the maximum employer match allowed. It takes into account IRS annual contribution limits. Please update the annual contribution limits below if they are outdated.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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