JWD GROUP, INC. 401(K) PLAN Contribution & Employer Match
How JWD GROUP, INC. Supports Your Retirement Savings
JWD GROUP, INC. provides retirement savings benefits through JWD GROUP, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
JWD GROUP, INC. 401(K) PLAN Average Participant Retirement Account Value
JWD GROUP, INC. 401(K) PLAN Estimated Average Employee Contribution Amount
417,552.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,524.00 in JWD GROUP, INC. 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in JWD GROUP, INC. 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
JWD GROUP, INC. 401(K) PLAN Total Employer Contribution and Match Rate
JWD GROUP, INC. 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $3,128.00 for 20 years would give you extra $200,194.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
JWD GROUP, INC. 401(K) PLAN Contribution & Match Policy
JWD GROUP, INC. 401(K) PLAN Contribution, Match and Other Plan Policies
- Each participant may elect to contribute from 0% to 100% of his or her salary subject to the limitations set by the Internal Revenue Code ($23,000 in 2024 and $22,500 in 2023) as a tax-deferred contribution to the Plan.
- Participants who are at least 50 years old may make additional "catch-up" contributions annually ($7,500 in 2024 and 2023).
- The Company will make non-discretionary matching contributions on 100% of pretax participant contributions up to 4% of the participants’ eligible wages.
- Participants are fully vested immediately in all voluntary and Company contributions.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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