INDEED RECRUITING SOLUTIONS 401(K) PROFIT-SHARING PLAN TRUST Contribution & Employer Match

How INDEED FLEX, INC. Supports Your Retirement Savings

INDEED FLEX, INC. provides retirement savings benefits through INDEED RECRUITING SOLUTIONS 401(K) PROFIT-SHARING PLAN TRUST. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

INDEED RECRUITING SOLUTIONS 401(K) PROFIT-SHARING PLAN TRUST Average Participant Retirement Account Value

In 2024, the average participant retirement account value for INDEED RECRUITING SOLUTIONS 401(K) PROFIT-SHARING PLAN TRUST is $4.00

INDEED RECRUITING SOLUTIONS 401(K) PROFIT-SHARING PLAN TRUST Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for INDEED RECRUITING SOLUTIONS 401(K) PROFIT-SHARING PLAN TRUST is $0.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
45.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 0.00 in INDEED RECRUITING SOLUTIONS 401(K) PROFIT-SHARING PLAN TRUST, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in INDEED RECRUITING SOLUTIONS 401(K) PROFIT-SHARING PLAN TRUST

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

INDEED RECRUITING SOLUTIONS 401(K) PROFIT-SHARING PLAN TRUST Contribution & Match Policy

INDEED RECRUITING SOLUTIONS 401(K) PROFIT-SHARING PLAN TRUST Contribution, Match and Other Plan Policies

  • Participants may contribute between 1% and 96% of compensation, as defined in the Plan.
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • The Plan document allows the Company to make discretionary matching or profit-sharing contributions; however, there were no such discretionary contributions made for the years ended December 31, 2024 or 2023.
  • Participants are immediately vested in their deferral and rollover contributions, including the earnings on those amounts.
  • Participants are also immediately vested in discretionary employer matching and profit-sharing contributions.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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