FINELINE TECHNOLOGIES, INC. 401(K) PLAN Contribution & Employer Match

How FINELINE TECHNOLOGIES, INC. Supports Your Retirement Savings

FINELINE TECHNOLOGIES, INC. provides retirement savings benefits through FINELINE TECHNOLOGIES, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

FINELINE TECHNOLOGIES, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for FINELINE TECHNOLOGIES, INC. 401(K) PLAN is $86,209.00

FINELINE TECHNOLOGIES, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for FINELINE TECHNOLOGIES, INC. 401(K) PLAN is $4,462.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
285,622.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,462.00 in FINELINE TECHNOLOGIES, INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in FINELINE TECHNOLOGIES, INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

FINELINE TECHNOLOGIES, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, FINELINE TECHNOLOGIES, INC. 401(K) PLAN allocates $451,353.00 to match its employees’ contributions, providing an employer match rate of 44.46% of their contributions

FINELINE TECHNOLOGIES, INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in FINELINE TECHNOLOGIES, INC. 401(K) PLAN is approximately $1,880.00
Investing in this additonal $1,880.00 for 20 years would give you extra $120,360.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

FINELINE TECHNOLOGIES, INC. 401(K) PLAN Contribution & Match Policy

FINELINE TECHNOLOGIES, INC. 401(K) PLAN Plan Policies

FINELINE TECHNOLOGIES, INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • The Plan permits eligible employees through a salary deferral election to have the Company make annual contributions of up to 100% of eligible compensation.
  • Employee rollover contributions are also permitted.
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • The Company makes safe harbor contributions of 100% of employees’ salary deferral amounts on the first 3% of employees’ compensation and 50% of employees’ salary deferral amounts on the next 2% of employees’ compensation.
  • Participants are immediately vested in their voluntary contributions and safe harbor matching contributions, plus earnings thereon.
  • Vesting in the Company’s contribution portion of their accounts, plus earnings thereon, is based on years of continuous service.
  • A participant is fully vested after six years of continuous service.
  • Employer amounts that were merged into the Plan from the Data2 Incorporated Profit Sharing Plan are subject to vesting provisions as follows: 25% after one year of continuous service; 50% after two years of continuous service; 75% after three years of continuous service; and 100% after four years of continuous service.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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