EWING AUTOMOTIVE GROUP 401(K) PLAN Contribution & Employer Match

How EWING BUICK – PLANO, L.P., D/B/A EWING AUTOMOTIVE GROUP Supports Your Retirement Savings

EWING BUICK – PLANO, L.P., D/B/A EWING AUTOMOTIVE GROUP provides retirement savings benefits through EWING AUTOMOTIVE GROUP 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

EWING AUTOMOTIVE GROUP 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for EWING AUTOMOTIVE GROUP 401(K) PLAN is $37,358.00

EWING AUTOMOTIVE GROUP 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for EWING AUTOMOTIVE GROUP 401(K) PLAN is $4,399.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
281,536.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,399.00 in EWING AUTOMOTIVE GROUP 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in EWING AUTOMOTIVE GROUP 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

EWING AUTOMOTIVE GROUP 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, EWING AUTOMOTIVE GROUP 401(K) PLAN allocates $324,650.00 to match its employees’ contributions, providing an employer match rate of 15.44% of their contributions

EWING AUTOMOTIVE GROUP 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in EWING AUTOMOTIVE GROUP 401(K) PLAN is approximately $642.00
Investing in this additonal $642.00 for 20 years would give you extra $41,143.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

EWING AUTOMOTIVE GROUP 401(K) PLAN Contribution & Match Policy

EWING AUTOMOTIVE GROUP 401(K) PLAN Plan Policies

EWING AUTOMOTIVE GROUP 401(K) PLAN Contribution, Match and Other Plan Policies

  • Each year, participants may contribute up to 100 percent of eligible compensation as defined in the Plan, subject to the maximum contribution allowed under the limits of IRC Section 401(k), Section 402(g), Section 404 and Section 415.
  • The Plan permits pre-tax deferral contributions.
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • Effective September 1, 2022, the Plan was amended to add an automatic enrollment feature whereby eligible employees (with a date of hire / adjusted date of hire that is on or after September 1, 2022) will be automatically enrolled into the Plan with 3% of eligible compensation being automatically deducted and contributed to the Plan.
  • The automatic enrollment deferral percentage will then increase by 1% on an annual basis (November 1st) up to a maximum of 6%.
  • Through June 5, 2022 the Companies made matching contributions of 10 percent of the participant’s contribution equal up to 6 percent of a participant’s compensation.
  • After June 6, 2022 the Companies matching contributions was increased to 25 percent of the participant’s contribution equal up to 6 percent of a participant’s compensation.
  • Vesting schedule: A participant is 100 percent vested after six years of credited service.
  • Participants are immediately vested in their elective contributions, rollover contributions and the earnings received on those contributions.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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