ENSEMBLE RETIREMENT SAVINGS PLAN 401(K) Contribution & Employer Match

How ENSEMBLE HEALTH PARTNERS HOLDINGS, LLC Supports Your Retirement Savings

ENSEMBLE HEALTH PARTNERS HOLDINGS, LLC provides retirement savings benefits through ENSEMBLE RETIREMENT SAVINGS PLAN 401(K). Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

ENSEMBLE RETIREMENT SAVINGS PLAN 401(K) Average Participant Retirement Account Value

In 2024, the average participant retirement account value for ENSEMBLE RETIREMENT SAVINGS PLAN 401(K) is $27,256.00

ENSEMBLE RETIREMENT SAVINGS PLAN 401(K) Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for ENSEMBLE RETIREMENT SAVINGS PLAN 401(K) is $5,118.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
327,602.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,118.00 in ENSEMBLE RETIREMENT SAVINGS PLAN 401(K), assuming a 10%* annual return.

* Data are from public filings.

Employer Match in ENSEMBLE RETIREMENT SAVINGS PLAN 401(K)

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

ENSEMBLE RETIREMENT SAVINGS PLAN 401(K) Total Employer Contribution and Match Rate

In 2024, ENSEMBLE RETIREMENT SAVINGS PLAN 401(K) allocates $13,090,505.00 to match its employees’ contributions, providing an employer match rate of 30.35% of their contributions

ENSEMBLE RETIREMENT SAVINGS PLAN 401(K) Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in ENSEMBLE RETIREMENT SAVINGS PLAN 401(K) is approximately $1,325.00
Investing in this additonal $1,325.00 for 20 years would give you extra $84,831.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

ENSEMBLE RETIREMENT SAVINGS PLAN 401(K) Contribution & Match Policy

ENSEMBLE RETIREMENT SAVINGS PLAN 401(K) Plan Policies

ENSEMBLE RETIREMENT SAVINGS PLAN 401(K) Contribution, Match and Other Plan Policies

  • Each year, participants may contribute up to 75 percent of pretax and/or after-tax annual compensation, as defined in the plan document, up to the maximum limits of the Internal Revenue Code (IRC).
  • Participants also may designate all or a portion of their deferral contributions as after-tax contributions into a Roth account.
  • Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.
  • The Plan includes an Automatic Enrollment Program (AEP) whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
  • Automatically enrolled participants have their deferral rate set at 5 percent of eligible compensation, as defined, and their contributions invested in a designated balanced fund until changed by the participant.
  • The Annual Increase Program (Auto AIP) applies to all participants that were automatically enrolled in the Plan.
  • The participant’s deferral rate increases automatically by 1 percent annually on April 1, with a maximum deferral rate of 15 percent.
  • The Employer may make an annual Core (Non-Elective) Contribution to the Plan at a set amount, on behalf of each eligible participant, based upon hours of service.
  • In addition, the Employer may make a Retirement Shared Success Contribution to the Plan based on eligible compensation, as defined, received during the plan year and will vary from zero to 5 percent.
  • The Plan requires a participant to be actively employed as of year end and are either scheduled to work 1,000 hours of service on an annualized basis or be credited with a year of vesting service during the plan year to be eligible to receive Employer contributions.
  • Participants are vested immediately in their contributions plus actual earnings thereon.
  • Vesting in the Employer’s discretionary contribution portion of their accounts is based on years of continuous service.
  • A participant is 100 percent vested after 3 years of credited service.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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