EDWARDS, INC. SAVINGS PLUS PLAN Contribution & Employer Match

How EDWARDS, INC. Supports Your Retirement Savings

EDWARDS, INC. provides retirement savings benefits through EDWARDS, INC. SAVINGS PLUS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

EDWARDS, INC. SAVINGS PLUS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for EDWARDS, INC. SAVINGS PLUS PLAN is $43,579.00

EDWARDS, INC. SAVINGS PLUS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for EDWARDS, INC. SAVINGS PLUS PLAN is $2,845.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
182,125.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,845.00 in EDWARDS, INC. SAVINGS PLUS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in EDWARDS, INC. SAVINGS PLUS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

EDWARDS, INC. SAVINGS PLUS PLAN Total Employer Contribution and Match Rate

In 2024, EDWARDS, INC. SAVINGS PLUS PLAN allocates $388,589.00 to match its employees’ contributions, providing an employer match rate of 32.09% of their contributions

EDWARDS, INC. SAVINGS PLUS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in EDWARDS, INC. SAVINGS PLUS PLAN is approximately $883.00
Investing in this additonal $883.00 for 20 years would give you extra $56,522.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

EDWARDS, INC. SAVINGS PLUS PLAN Contribution & Match Policy

EDWARDS, INC. SAVINGS PLUS PLAN Plan Policies

EDWARDS, INC. SAVINGS PLUS PLAN Contribution, Match and Other Plan Policies

  • Each year, participants may contribute up to the maximum annual pretax contributions, as defined in the Plan and imposed by the Internal Revenue Code.
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • The Company may make elective matching contributions equal to 25% of the first 4% of annual compensation that a participant contributes to the plan for 2024.
  • Additional profit sharing amounts may be contributed at the option of the Company’s board of directors.
  • Participants are immediately vested in their contributions plus actual earnings thereon. Vesting in Company’s matching and discretionary contribution portion of their accounts plus earnings thereon is based on years of continuous service. A participant is 100 percent vested after six years of credited service. Years of Service Vesting %
  • Less than 2 years: 0%
  • 2-3 years: 20%
  • 3-4 years: 40%
  • 4-5 years: 60%
  • 5-6 years: 80%

EDWARDS, INC. SAVINGS PLUS PLAN Maximum Employer Match Calculator

This calculator helps participants of EDWARDS, INC. SAVINGS PLUS PLAN to calculate the minimal bi-weekly contribution that would generate the maximum employer match allowed. It takes into account IRS annual contribution limits. Please update the annual contribution limits below if they are outdated.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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