EARTHJUSTICE 403(B) PLAN Contribution & Employer Match

How EARTHJUSTICE Supports Your Retirement Savings

EARTHJUSTICE provides retirement savings benefits through EARTHJUSTICE 403(B) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

EARTHJUSTICE 403(B) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for EARTHJUSTICE 403(B) PLAN is $194,429.00

EARTHJUSTICE 403(B) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for EARTHJUSTICE 403(B) PLAN is $21,815.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
1,396,184.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 21,815.00 in EARTHJUSTICE 403(B) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in EARTHJUSTICE 403(B) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

EARTHJUSTICE 403(B) PLAN Total Employer Contribution and Match Rate

In 2024, EARTHJUSTICE 403(B) PLAN allocates $8,072,226.00 to match its employees’ contributions, providing an employer match rate of 100.96% of their contributions

EARTHJUSTICE 403(B) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in EARTHJUSTICE 403(B) PLAN is approximately $11,012.00
Investing in this additonal $11,012.00 for 20 years would give you extra $704,805.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

EARTHJUSTICE 403(B) PLAN Contribution & Match Policy

EARTHJUSTICE 403(B) PLAN Plan Policies

EARTHJUSTICE 403(B) PLAN Contribution, Match and Other Plan Policies

  • Employees who elect to participate in the Plan may contribute a portion of their salary up to 75% of their compensation for that period, or up to the limits imposed by Section 402(g) of the IRC.
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • Effective December 2, 2024, the Plan was amended to include automatic enrollment for all new employees, unless they affirmatively elect not to participate in the Plan.
  • Deferral contributions for employees entered under the automatic enrollment is 3%.
  • The Plan added employee after-tax contributions.
  • The Plan has implemented automatic escalation for all deferring employees to increase deferral rates annually by 1% to a maximum of 3%.
  • The Employer makes a monthly or quarterly contribution to each participant’s account at a rate equal to 3.5% of eligible compensation, after 12 months of service that is increased after 24 months of service to either (a) 9% of their compensation or (b) 10% of their compensation if they elected to make salary reduction contributions of at least 3% of compensation.
  • Participant contributions, rollovers, employer contributions and net earnings on these contributions are fully vested when made or earned.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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