DGS-ACQUISITIONS, LLC 401(K) PLAN Contribution & Employer Match
How DGS-ACQUISITIONS LLC Supports Your Retirement Savings
DGS-ACQUISITIONS LLC provides retirement savings benefits through DGS-ACQUISITIONS, LLC 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
DGS-ACQUISITIONS, LLC 401(K) PLAN Average Participant Retirement Account Value
DGS-ACQUISITIONS, LLC 401(K) PLAN Estimated Average Employee Contribution Amount
32,582.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 509.00 in DGS-ACQUISITIONS, LLC 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in DGS-ACQUISITIONS, LLC 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
DGS-ACQUISITIONS, LLC 401(K) PLAN Contribution & Match Policy
DGS-ACQUISITIONS, LLC 401(K) PLAN Contribution, Match and Other Plan Policies
- Participants may elect to contribute up to 30% of their compensation as defined in the Plan Document, subject to certain Internal Revenue Code ("IRC" or "Code") provisions.
- The Plan has an automatic enrollment feature whereby a participant is automatically enrolled in the Plan at a deferral rate of 4%, unless the participant affirmatively elects another amount or opts out of participation.
- Any participant who was automatically enrolled will have his or her deferral rate increased by 1% each year on January 1, until his or her rate reaches 10%.
- The Company may make discretionary matching or profit-sharing contributions.
- In order to receive a discretionary matching or profit-sharing contribution, an employee must have worked 1,000 hours during the year.
- In addition, in order to receive a discretionary matching contribution, an employee must also be employed on the last day of the Plan year (unless the employee died, became disabled, or reached normal retirement age).
- There were no discretionary employer contributions for 2024.
- Vesting schedule: 3 years: 100% Participants are immediately vested in their contributions plus actual earnings thereon.
- Vesting in the Company’s contribution portion of their accounts plus actual earnings thereon is based on years of continuous service.
- A participant is 100% vested after three years of credited service.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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