CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN Contribution & Employer Match

How CRINETICS PHARMACEUTICALS, INC. Supports Your Retirement Savings

CRINETICS PHARMACEUTICALS, INC. provides retirement savings benefits through CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN is $95,384.00

CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN is $40,600.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
2,598,451.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 40,600.00 in CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN allocates $751,389.00 to match its employees’ contributions, providing an employer match rate of 11.90% of their contributions

CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN is approximately $2,416.00
Investing in this additonal $2,416.00 for 20 years would give you extra $154,626.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN Contribution & Match Policy

CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN Plan Policies

CRINETICS PHARMACEUTICALS, INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may begin deferring into the plan on the first day of each month.
  • Participants that make their contribution election may defer up to 100% of their eligible compensation, limited by requirements of the IRC.
  • Upon reaching the age of 50, eligible employees may make additional catch-up contributions as allowed by the IRC.
  • The plan includes an automatic enrollment feature whereby new employees are enrolled at a 6% deferral rate unless they choose not to participate or choose a different deferral percentage.
  • The plan allows for matching contributions at the discretion of the Plan Administrator.
  • Participants must be employed on the last day of the plan year to receive the matching contribution.
  • The Company may make additional contributions to the Plan at the discretion of the Company’s board of directors, subject to the limits of the IRC.
  • Discretionary additional contributions made during 2024 and 2023 were at the lessor of 6% or 50% of contributed 401k deferrals up to a maximum of $3,000.
  • Participants are fully vested at all times in the portion of their accounts attributable to their own contributions, employee contributions, and any earnings thereon.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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