CP ENERGY ADMINISTRATION, LLC 401(K) PLAN Contribution & Employer Match

How CP ENERGY ADMINISTRATION, LLC Supports Your Retirement Savings

CP ENERGY ADMINISTRATION, LLC provides retirement savings benefits through CP ENERGY ADMINISTRATION, LLC 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

CP ENERGY ADMINISTRATION, LLC 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for CP ENERGY ADMINISTRATION, LLC 401(K) PLAN is $39,814.00

CP ENERGY ADMINISTRATION, LLC 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for CP ENERGY ADMINISTRATION, LLC 401(K) PLAN is $3,865.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
247,366.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 3,865.00 in CP ENERGY ADMINISTRATION, LLC 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in CP ENERGY ADMINISTRATION, LLC 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

CP ENERGY ADMINISTRATION, LLC 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, CP ENERGY ADMINISTRATION, LLC 401(K) PLAN allocates $393,834.00 to match its employees’ contributions, providing an employer match rate of 61.20% of their contributions

CP ENERGY ADMINISTRATION, LLC 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in CP ENERGY ADMINISTRATION, LLC 401(K) PLAN is approximately $2,358.00
Investing in this additonal $2,358.00 for 20 years would give you extra $150,930.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

CP ENERGY ADMINISTRATION, LLC 401(K) PLAN Contribution & Match Policy

CP ENERGY ADMINISTRATION, LLC 401(K) PLAN Plan Policies

CP ENERGY ADMINISTRATION, LLC 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may contribute up to 100% of pre-tax annual compensation, as defined by the Plan, as pre-tax elective deferrals or Roth 401(k) contributions.
  • Contributions are subject to limitations on annual additions and other limitations imposed by the Internal Revenue Code (the Code), as defined in the Plan document.
  • Eligible participants may make rollover contributions to the Plan.
  • Participants who are eligible to make salary deferral contributions under the Plan and who have attained age 50 before the close of the year may make catch-up contributions in accordance with, and subject to, the limitations imposed by the Code.
  • All eligible employees will be automatically enrolled at an initial pre-tax rate of 2%, effective on the employee’s entry date, unless the employee affirmatively elects otherwise.
  • The Plan was amended effective January 1, 2023, to remove discretionary matching contributions and provide for a safe harbor matching contribution in an amount equal to 100% of the amount of the eligible participant’s contributions that do not exceed 4% of the participant’s eligible compensation.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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