BURO HAPPOLD RETIREMENT PLAN Contribution & Employer Match
How BURO HAPPOLD CONSULTING ENGINEERS, INC. Supports Your Retirement Savings
BURO HAPPOLD CONSULTING ENGINEERS, INC. provides retirement savings benefits through BURO HAPPOLD RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
BURO HAPPOLD RETIREMENT PLAN Average Participant Retirement Account Value
BURO HAPPOLD RETIREMENT PLAN Estimated Average Employee Contribution Amount
1,055,878.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 16,498.00 in BURO HAPPOLD RETIREMENT PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in BURO HAPPOLD RETIREMENT PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
BURO HAPPOLD RETIREMENT PLAN Total Employer Contribution and Match Rate
BURO HAPPOLD RETIREMENT PLAN Estimated Average Employer Match
Investing in this additonal $2,838.00 for 20 years would give you extra $181,690.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
BURO HAPPOLD RETIREMENT PLAN Contribution & Match Policy
BURO HAPPOLD RETIREMENT PLAN Contribution, Match and Other Plan Policies
- Each year, eligible participants may contribute a portion of their gross compensation on a pre-tax basis or contribute a Roth contribution to the Plan through salary reduction.
- Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
- Beginning April 1, 2022, the Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the plan unless they affirmatively elect not to participate in the Plan.
- Automatically enrolled participants have their deferral rate set at 5% of eligible compensation.
- The Company’s matching contributions is 50% of each participant’s pre-tax contribution up to a maximum of 6% of each participant’s compensation, limited to the deferral of the participant for the plan year.
- Participants are immediately 100% vested in their own contributions to the Plan plus earnings. Participants who leave the Plan because of death, early or normal retirement, or disability retirement, as defined in the Plan, are considered 100% vested. Vesting in the Company’s match and non-elective discretionary contributions and earnings is as follows: Years of Vesting Service Vesting
- Less than 1 years: 0%
- 4+ years: 100%
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about BURO HAPPOLD RETIREMENT PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
- Marathon Petroleum Thrift Plan Review: 117% Employer Match in the Energy Sector
- THE PROGRESSIVE 401(K) PLAN Review: 100% Match with 59% Match Rate
- THE HOME DEPOT FUTUREBUILDER Review: 150% Match with 38% Employer Match
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching BURO HAPPOLD RETIREMENT PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- LEADWISE 401(K) PLAN (563 participants, $43,423,165)
- A-TECH CORPORATION 401(K) RETIREMENT PLAN (563 participants, $34,527,592)
- MCCORMICK TAYLOR, INC. 401K & PROFIT SHARING PLAN (563 participants, $84,701,482)
- MARK THOMAS & COMPANY, INC. 401(K) SAVINGS PLAN (562 participants, $65,169,162)
- SIGMATECH, INC. 401(K) PROFIT SHARING PLAN (565 participants, $30,365,259)