BRIGHT HORIZONS 401(K) PLAN Contribution & Employer Match

How BRIGHT HORIZONS CHILDREN’S CENTERS LLC Supports Your Retirement Savings

BRIGHT HORIZONS CHILDREN’S CENTERS LLC provides retirement savings benefits through BRIGHT HORIZONS 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

BRIGHT HORIZONS 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for BRIGHT HORIZONS 401(K) PLAN is $22,095.00

BRIGHT HORIZONS 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for BRIGHT HORIZONS 401(K) PLAN is $1,648.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
105,516.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,648.00 in BRIGHT HORIZONS 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in BRIGHT HORIZONS 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

BRIGHT HORIZONS 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, BRIGHT HORIZONS 401(K) PLAN allocates $6,087,862.00 to match its employees’ contributions, providing an employer match rate of 18.30% of their contributions

BRIGHT HORIZONS 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in BRIGHT HORIZONS 401(K) PLAN is approximately $288.00
Investing in this additonal $288.00 for 20 years would give you extra $18,483.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

BRIGHT HORIZONS 401(K) PLAN Contribution & Match Policy

BRIGHT HORIZONS 401(K) PLAN Plan Policies

BRIGHT HORIZONS 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants are permitted to contribute up to 75% of eligible compensation (as defined in the Plan), subject to certain limitations under current income tax regulations.
  • Participants may designate deferrals of pre-tax compensation as contributions.
  • Participants may also designate post-tax compensation as Roth 401(k) contributions.
  • Catch-up contributions are permitted for participants reaching age 50 during the Plan year.
  • For the year ended December 31, 2024, the Company contributed an amount equal to 25% of the participants’ contributions on up to 8% of the participants’ eligible compensation.
  • Vesting schedule (effective January 1, 2024):
  • Less than 1 years: 0%

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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