BASF CORPORATION BARGAINING UNIT SAVINGS PLAN Contribution & Employer Match

How BASF CORPORATION Supports Your Retirement Savings

BASF CORPORATION provides retirement savings benefits through BASF CORPORATION BARGAINING UNIT SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

BASF CORPORATION BARGAINING UNIT SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for BASF CORPORATION BARGAINING UNIT SAVINGS PLAN is $162,337.00

BASF CORPORATION BARGAINING UNIT SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for BASF CORPORATION BARGAINING UNIT SAVINGS PLAN is $6,641.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
425,063.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,641.00 in BASF CORPORATION BARGAINING UNIT SAVINGS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in BASF CORPORATION BARGAINING UNIT SAVINGS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

BASF CORPORATION BARGAINING UNIT SAVINGS PLAN Total Employer Contribution and Match Rate

In 2024, BASF CORPORATION BARGAINING UNIT SAVINGS PLAN allocates $12,221,663.00 to match its employees’ contributions, providing an employer match rate of 83.04% of their contributions

BASF CORPORATION BARGAINING UNIT SAVINGS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in BASF CORPORATION BARGAINING UNIT SAVINGS PLAN is approximately $5,904.00
Investing in this additonal $5,904.00 for 20 years would give you extra $377,867.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

BASF CORPORATION BARGAINING UNIT SAVINGS PLAN Contribution & Match Policy

BASF CORPORATION BARGAINING UNIT SAVINGS PLAN Plan Policies

BASF CORPORATION BARGAINING UNIT SAVINGS PLAN Contribution, Match and Other Plan Policies

  • Participants may elect to contribute, through payroll deductions, between 1% and 50% of their compensation on a pre-tax or after-tax basis.
  • The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
  • Participants who attained age 50 on or before the end of the Plan year are limited to pre-tax contributions of $30,500 and $30,000 effective for 2024 and 2023, respectively.
  • The Sponsor matches contributions up to a maximum percent of compensation as set forth in the ‘Maximum Employee Participating Contribution Percentage’ in the Schedule of Benefits applicable to the employee group of which such participant is a member.
  • The Sponsor will also make an employer retirement contribution equal to 2%-3% of the compensation of each participant in the Plan who is an employee of the Company for each pay period, as set forth in the Schedule of Benefits applicable to the employee group of which such employee is a member.
  • Participants are vested immediately in their contributions, as well as the Sponsor’s matching contribution portion of their accounts plus actual earnings thereon.
  • A participant becomes fully vested in the Sponsor’s contributions of employer retirement contributions after a period of three years.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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