AMPP 401(K) THRIFT TRUST Contribution & Employer Match

How ASSOCIATION FOR MATERIALS PROTECTION AND PERFORMANCE Supports Your Retirement Savings

ASSOCIATION FOR MATERIALS PROTECTION AND PERFORMANCE provides retirement savings benefits through AMPP 401(K) THRIFT TRUST. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

AMPP 401(K) THRIFT TRUST Average Participant Retirement Account Value

In 2024, the average participant retirement account value for AMPP 401(K) THRIFT TRUST is $149,362.00

AMPP 401(K) THRIFT TRUST Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for AMPP 401(K) THRIFT TRUST is $5,854.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
374,682.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,854.00 in AMPP 401(K) THRIFT TRUST, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in AMPP 401(K) THRIFT TRUST

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

AMPP 401(K) THRIFT TRUST Total Employer Contribution and Match Rate

In 2024, AMPP 401(K) THRIFT TRUST allocates $1,096,190.00 to match its employees’ contributions, providing an employer match rate of 89.16% of their contributions

AMPP 401(K) THRIFT TRUST Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in AMPP 401(K) THRIFT TRUST is approximately $5,295.00
Investing in this additonal $5,295.00 for 20 years would give you extra $338,918.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

AMPP 401(K) THRIFT TRUST Contribution & Match Policy

AMPP 401(K) THRIFT TRUST Plan Policies

AMPP 401(K) THRIFT TRUST Contribution, Match and Other Plan Policies

  • A participant may elect to reduce their compensation by a specific percentage or dollar amount and have that amount contributed to the Plan as an elective deferral.
  • There are two types of elective deferrals: pre-tax deferrals and Roth deferrals.
  • A participant may revoke or make modifications to their salary deferral election.
  • A participant at least age 50 or will attain age 50 before the end of a calendar year may elect to defer additional amounts called catch-up contributions.
  • The Plan also includes an automatic deferral feature.
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  • NOT_FOUND – The provided text excerpt is incomplete and does not include vesting information.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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