SCHENKER INC. 401K SAVINGS AND INVESTMENT PLAN Investment Model Portfolios

Investment options of SCHENKER INC. 401K SAVINGS AND INVESTMENT PLAN

Total Available Funds: 17

Asset Class

Ticker

Description

US EQUITY
LARGE BLEND	VINIX	Vanguard Institutional Index Fund: Vanguard Institutional Index Fund; Institutional Shares
Small Growth	PRNHX	T Rowe Price New Horizons Fund
SMALL BLEND	GABSX	Gabelli Equity Series Funds
Mid-Cap Growth	PEEAX	Prudential Jennison Mid-Cap Growth Fund
LARGE VALUE	MDDVX	BlackRock Equity Dividend Fund; Investor A Shares
SMALL VALUE	VSCAX	AIM Sector Funds (Invesco Sector Funds): Invesco Small Cap Value Fund; Class A Shares
LARGE GROWTH	RGAEX	Growth Fund of America
LARGE GROWTH	AGTHX	Growth Fund of America
MID-CAP VALUE	JMCVX	Janus Investment Fund: Perkins Mid Cap Value Fund; Class T Shares

FIXED INCOME
Intermediate-Term Bond	PTTRX	PIMCO Funds: Total Return Fund; Institutional Class Shares
Intermediate-Term Bond	PTRAX	PIMCO Funds: Total Return Fund; Administrative Class Shares

Others
Target Date 2011-2015	WFSCX	Wells Fargo Funds Trust: Wells Fargo Advantage Dow Jones Target 2015 Fund; Institutional Class Shares
ROOT	UTIXX	Money Market Obligations Trust: Federated US Treasury Cash Reserves; Institutional Shares
Target Date 2000-2010	STNRX	Wells Fargo Funds Trust: Wells Fargo Advantage Dow Jones Target 2010 Fund; Class A Shares
Moderate Allocation	OAKBX	Harris Associates Investment Trust: Oakmark Equity & Income Fund; Class I Shares
ROOT	TISXX	Money Market Obligations Trust: Federated US Treasury Cash Reserves; Service Shares

INTERNATIONAL EQUITY
Foreign Large Blend	GIEIX	GE Institutional Funds: International Equity Fund; Investment Class Shares

Investment model portfolios

We provide two types of investment model portfolios for SCHENKER INC. 401K SAVINGS AND INVESTMENT PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for SCHENKER INC. 401K SAVINGS AND INVESTMENT PLAN

SCHENKER, INC. 401(K) SAVINGS AND INVESTMENT PLAN

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