Re-balance Cycle Reminder

We had our monthly re-balance today. The next re-balance time will be on next Monday, January 28, 2013. You can also find the re-balance calendar of 2013 on ‘Dashboard‘ page once you log in.

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Please note that we now list the next re-balance date on every portfolio page.

Season’s Greetings

In this holidays season, on behalf of the entire staff at MyPlanIQ, we wish you

Happy holidays and have a wonderful New Year!

We appreciate your support, trust and interest in MyPlanIQ.com. 

The following is a brief update in this shortened newsletter. 

Nothing changed substantially last week. International and emerging market stocks are still at the top two spots in the major asset trend ranking table, as can be seen from the asset trend table on Asset Trends & Correlations or more detailed ones on 360° Market Overview. Gold is now ranked at the bottom of the table while long term Treasury bonds is just placed a notch higher than cash. 

Throughout the year, we have had big European debt worries, US recession warnings and now we are approaching the so called fiscal cliff.  However, risk assets have been resilient. Stocks are now close to their post-financial crisis high. Like it or not, central banks and governments have managed to steer economies through another difficult year. Whether this is a “kick the can down the road” or a part of anemic recovery, one can only know it after the fact. 

For us, we firmly believe the best way to invest is to stay on course consistently. Investing in a diversified portfolio using a well defined strategy will eventually guide us through this uncertain period successfully. 

We again would like to stress for any new investor and new money, the best way to step into this kind of markets is through dollar cost average (DCA), i.e. invest and/or follow a model portfolio in several phases (such as 2 or 3 months) instead of the whole sum at one shot. 

Latest Articles

• Is Your 401(k) Holding Too Much Company Stock?
• Investors Rotated Out Of US Equities To Foreign Equities & Bonds
• Relative Strength Everywhere
• What Are the Core Asset Classes for Income Portfolios?
• Looking beyond emerging markets to ‘frontier’ economies
• What Is the Deadline for a 529 College Plan Distribution? ($ ?s)
• Legendary Investors
• The Most Productive Will Owe An Average $119,878 More In Taxes
• Investing for Income vs. Total Return
• Winners and Losers
• December 17, 2012: Financial Repression: What To Do With Your Investments

How can we improve this newsletter — we value your inputs –Thanks to those who have already contributed — we appreciate it.

RSS Feed 

Disclaimer:

Any investment in securities including mutual funds, ETFs, closed end funds, stocks and any other securities could lose money over any period of time. All investments involve risk. Losses may exceed the principal invested. Past performance is not an indicator of future performance. There is no guarantee for future results in your investment and any other actions based on the information provided on the website including, but not limited to, strategies, portfolios, articles, performance data and results of any tools. All rights are reserved and enforced. By accessing the website, you agree not to copy and redistribute the information provided herein without the explicit consent from MyPlanIQ.