December 2024 MyPlanIQ Portfolio Update
In this issue:
- Tactical Asset Allocation Portfolios In-Depth Update
- Fund analysis: U.S. stock momentum factor ETFs
- Economic & Market Indicators
- Model Portfolios
- Funds to Watch
The Four Essential Steps for 401(k) Investments
In this issue:
- Leaving your company: things to consider for your company 401(k) account
- The Four Essential Steps for 401(k) Investments
- How to Determine the Amount to Contribute to Maximize Your Company Match
- Thrift Savings Plan: The Largest Public Sector Workers’ Retirement Savings Plan
- Market overview: Enjoy the season but don’t be complacent
Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore
In this issue:
- Retirees’ credit card debt increased!
- Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore
- Traditional 401(k) vs. Roth 401(k) Calculator
- Top 15 employers with the highest employer match rate per employee
- Market overview: Year-end stock rally?
A 6% Default Retirement Savings Rate Is Becoming the Standard—But Is It Enough?
In this issue:
- A 6% default retirement savings rate Is becoming the standard—but Is It enough?
- Bonds for the long-term: why a 60% stock/40% bond portfolio?
- Retirement calculator: why a 12% to 15% savings rate
- Top 15 employers with the highest employer match per employee
- Market overview: renewed inflation threats
Stocks for The Long Term: Why They Outperform Bonds
In this issue:
- Retirement savings: what Morningstar retirement model reveals
- Stocks for the long-term: why they outperform bonds
- Investment arithmetic: investment calculator
- The billion-dollar employer contribution club
- Market overview: post-election stock rally, inflation …
MyPlanIQ Monthly Portfolio Update
We explain our premium portfolios and discuss their holdings. We further discuss several funds that are related to our portfolios. Current economic and financial conditions are also discussed.
When to Retire Matters—A Lot!
Retiring at the peak of a bull market or right after a bear market can significantly impact your retirement finances.
How to Become a 401(k) Millionaire?
Save & invest consistently, dollar-cost average your way to be a 401k millionaire.
Introducing the Save More, Grow Wise Newsletter
Introducing Save More, Invest Wise Newsletter that focuses on retirement savings, retirement investments, etirement planning, personal finance topics such as debts and spending, and tools.
Berkshire Hathaway — A Conglomerate of Diversified Holdings as a Fund
In this newsletter, we unveil the ‘best’ long-term stock mutual fund! We discuss its investment methodology and use our own unique tools to measure it against other excellent long-term stock funds.
Lessons From the Investment Options Selection of Savvy Investment Companies’ 401(k) Plans
We examine the 401(k) retirement plans from several savvy investment and financial service companies. In particular, we look at their investment options offered in the plans and discuss some of the funds briefly.
Economic And Financial Market Trends Review
We review the latest economy and financial market trends. We also discuss their impact on investments.
The Best Stock Funds In The Long-Term
In this newsletter, we unveil the ‘best’ long-term stock mutual fund! We discuss its investment methodology and use our own unique tools to measure it against other excellent long-term stock funds.
Stock Seasonality Strategy: Consistency Leads to Long-Term Success
In this newsletter, we revisit a well-known stock anomaly: seasonality. We further demonstrate that this seasonality extends to other stock funds and balanced funds as well.
Quality Business Models Triumph: What Insurance Broker Stock Returns Can Teach Us
In this newsletter, we highlight stocks from a particularly excellent yet somewhat surprising industry—insurance brokers—that have consistently delivered higher returns compared to stock indexes such as the S&P 500.
Gold’s Long-Term Performance: Historical Returns and Key Drivers
We review gold’s long-term returns since 1971. We further examine key drivers that are behind gold returns and point out these factors, inflation, inflation expectation, interest rates, economic uncertainties, international demand and geopolitical events, have a more complex relationship with gold prices.
150+ Years of Long-Term Earnings and Stock Returns of the ‘Conglomerate’ of Collective S&P 500 Index Companies
We look at over 150 years data on S&P 500 earnings and total returns. We then study the rolling returns and compare it with a moving average based portfolio. We conclude that S&P 500 index represents a fantastic ‘business’ to own.
Factor ETFs For Diversification & Return Improvement
We review smart factor ETFs and a momentum portfolio based on these factor ETFs. We argue that major factor ETFs like Quality, Momentum, GARP, Minimum Volatility, Value and Size all have potential to outperform cap-weighted stock indexes such as S&P 500. These ETFs can be effective builindg components for a core portfolio.
Newsletter Collection Update
We list our latest newsletter articles since last update and briefly overview current market conditions
Total Return Investments vs. High Yields: Yield Chasing at Your Own Peril
We examine various high dividend ETFs and a closed end fund and discuss how they fare in terms of total returns that combine both capital appreciation and dividend income.