The Right Way to Withdraw from Your 401(k) Without Regret

The Right Way to Withdraw from Your 401(k) Without Regret

Mar 18, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: $1.5 Million’s Retirement Mileage Across Various States, Therapy Needed in Market Turmoil
  • The Right Way to Withdraw from Your 401(k) Without Regret
  • Credit Card Debt Consolidation Calculator
  • Market Overview
Maximize Your Cash Returns

Maximize Your Cash Returns

Mar 11, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Inflation Pressure and 401(k) as Rainy-Day Fund
  • Maximize Your Cash Returns
  • Good Funds: Capital Group ETFs
  • Market Overview
Roth IRA for Kids? SEP IRA for Rental Income?

Roth IRA for Kids? SEP IRA for Rental Income?

Mar 4, 2025

In this issue:

  • News & Tips You Can Use: 5 Tax Tips For Tax Filing Season
  • 6 Ways to Cope in Your Retirement Savings & Spending Under the Current DOGE, Tariff Regime 
  • Backdoor Roth IRA Pro-Rata Conversion Calculator
  • Market Overview
Dividend Income Investments: Benefits and Pitfalls

Dividend Income Investments: Benefits and Pitfalls

Jan 28, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance
  • Dividend Income Investments: Benefits and Pitfalls
  • Dividend Income Calculator for Stocks, ETFs, and Mutual Funds
  • Market Overview
Option-Based Income Funds: Pros and Cons

Option-Based Income Funds: Pros and Cons

Jan 14, 2025

Option-based income funds can be a valuable tool for income-focused investors, particularly in low-yield environments. However, their higher expenses, potential underperformance, and tax implications necessitate a cautious approach.

9 Lessons From Retirees’ Biggest Retirement Regrets

9 Lessons From Retirees’ Biggest Retirement Regrets

Jan 14, 2025

In this issue:

  • 9 Lessons From Retirees’ Biggest Retirement Regrets
  • Returns of MyPlanIQ Core Model Portfolios
  • Portfolio Simulator (Calculator)
  • Lazy Portfolios: Simple Templates for 401(k) and IRA Investments
  • Market Overview
Smart Rules of Thumb to Manage Your Personal Debts

Smart Rules of Thumb to Manage Your Personal Debts

Dec 17, 2024

In this issue:

  • Student Loan Payoff and 401(k) Match
  • Smart Rules of Thumb to Manage Your Personal Debts
  • Savings Goal Calculator: Payoff Debt and Save More
  • Most Popular Bond Funds in 401(k) Plans
  • Market Overview
The Four Essential Steps for 401(k) Investments

The Four Essential Steps for 401(k) Investments

Dec 3, 2024

In this issue:

  • Leaving your company: things to consider for your company 401(k) account
  • The Four Essential Steps for 401(k) Investments
  • How to Determine the Amount to Contribute to Maximize Your Company Match
  • Thrift Savings Plan: The Largest Public Sector Workers’ Retirement Savings Plan
  • Market overview: Enjoy the season but don’t be complacent
Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore

Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore

Nov 26, 2024

In this issue:

  • Retirees’ credit card debt increased!
  • Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore
  • Traditional 401(k) vs. Roth 401(k) Calculator
  • Top 15 employers with the highest employer match rate per employee
  • Market overview: Year-end stock rally?
A 6% Default Retirement Savings Rate Is Becoming the Standard—But Is It Enough?

A 6% Default Retirement Savings Rate Is Becoming the Standard—But Is It Enough?

Nov 19, 2024

In this issue:

  • A 6% default retirement savings rate Is becoming the standard—but Is It enough?
  • Bonds for the long-term: why a 60% stock/40% bond portfolio?
  • Retirement calculator: why a 12% to 15% savings rate
  • Top 15 employers with the highest employer match per employee
  • Market overview: renewed inflation threats