401k and Other Retirement Plan Investors

MyPlanIQ Retirement Investor

401k, 403b, 529 College Savings and Variable Annuity Investors

MyPlanIQ provides investment model portfolios tailored made to your 401k, 403b, 457 retirement plans, as well as variable annuity plans.

These model portfolios are based on mainstream Modern Portfolio Theory, developed by Economics and Finance Nobel Laureates. During a severe downturn, to avoid large loss, these portfolios might reduce their stock exposure based on a market condition indicator that incorporates factors like broad market trends, credit and interest rate risks.

	1Wk Return	YTD Return	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*	15Yr AR*
TAA 60% Stocks/40% Bonds Vanguard Balance AR: Annualized Return

Example 401k Plans Click to view

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.3%	N/A	27.1%	9.2%	12.1%	9.6%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.1%	1.1%	23.7%	14.9%	14.2%	9.5%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.6%	0.6%	15.9%	8.4%	11.1%	9.5%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.3%	0.3%	6.2%	4.3%	8.6%	6.1%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.8%	-0.4%	15.1%	15.6%	12.0%	7.2%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.8%	-3.2%	0.7%	5.5%	9.5%	6.1%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.7%	1.8%	19.7%	17.5%	14.8%	9.4%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.3%	-3.7%	-0.7%	2.9%	6.2%	4.5%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.6%	-2.0%	2.0%	-0.7%	7.1%	3.7%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.9%	-0.4%	11.8%	16.0%	15.4%	10.7%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.4%	-2.8%	5.1%	5.8%	9.3%	7.1%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.5%	-1.9%	4.0%	5.3%	7.4%	4.9%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.5%	1.7%	13.6%	16.9%	14.2%	9.7%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	-1.4%	N/A	15.0%	6.1%	8.3%	9.1%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.9%	N/A	4.5%	1.9%	7.5%	4.2%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	2.3%	-0.7%	8.6%	15.2%	12.3%	9.6%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.5%	0.5%	11.7%	4.2%	8.2%	6.9%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.6%	-0.4%	12.8%	17.0%	13.8%	9.9%

Example Public and Non-Profit Employees 403b Plans Click to view

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.4%	-4.0%	3.7%	6.9%	9.7%	7.3%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.1%	-2.3%	9.6%	7.8%	9.3%	6.0%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.5%	-3.5%	6.7%	4.0%	5.2%	4.3%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.9%	-4.9%	3.1%	4.8%	6.7%	5.7%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.6%	0.6%	8.1%	4.6%	10.3%	8.1%

Example Deferred Compensation Plans Click to view

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.9%	-1.6%	4.8%	6.8%	7.5%	5.5%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.4%	-2.9%	-3.4%	4.4%	7.1%	6.4%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.9%	-2.7%	6.1%	8.0%	8.7%	7.0%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.6%	N/A	37.6%	16.7%	17.0%	11.0%

Example College Savings 529 Plans Click to view

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Strategic Asset Allocation Moderate	-0.8%	1.8%	5.4%	6.0%	1.2%	2.9%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Strategic Asset Allocation Moderate	-0.6%	0.1%	11.2%	7.5%	10.3%	8.2%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Strategic Asset Allocation Moderate	-0.7%	1.7%	8.0%	2.9%	6.5%	5.7%

Example Variable Annuity or Variable Life Plans Click to view

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.2%	-2.0%	2.3%	4.2%	5.6%	5.7%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	1.0%	N/A	24.9%	16.0%	N/A	N/A

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	-0.6%	N/A	-3.2%	5.0%	3.0%	3.3%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.8%	0.8%	1.7%	1.4%	4.1%	6.2%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	-0.0%	N/A	7.3%	5.8%	7.9%	9.6%

Model Portfolio Performance	1Wk AR*	YTD**	1Yr AR*	3Yr AR*	5Yr AR*	10Yr AR*
Tactical Asset Allocation Moderate	0.5%	-4.1%	4.9%	5.3%	7.2%	6.6%

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