MyPlanIQ 401k Investor The Vanguard New York 529 College Savings Program Direct Plan

The Vanguard New York 529 College Savings Program Direct Plan

This Plan is unrated.
Investment Options
Total Available Funds: 12
Asset Class Ticker Description Rating
INTERNATIONAL EQUITY
Foreign Large Blend VDMIX vanguard Developed Markets Index Portfolio
Others
Conservative Allocation VSCGX vanguard Conservative Growth Portfolio
Moderate Allocation VSMGX vanguard Moderate Growth Portfolio
ROOT CASH vanguard Interest Accumulation Portfolio
FIXED INCOME
Inflation-Protected Bond VIPSX vanguard Inflation-Protected Securities Portfolio
Intermediate-Term Bond VBMFX vanguard Bond Market Index Portfolio
US EQUITY
SMALL BLEND NAESX vanguard Small-Cap Stock Index Portfolio
MID-CAP BLEND VIMSX vanguard Mid-Cap Stock Index Portfolio
LARGE GROWTH VIGRX vanguard Growth Portfolio
Total Available Funds: 12
Asset Class Ticker Description Rating
INTERNATIONAL EQUITY
Foreign Large Blend VDMIX vanguard Developed Markets Index Portfolio
Others
Conservative Allocation VSCGX vanguard Conservative Growth Portfolio
Moderate Allocation VSMGX vanguard Moderate Growth Portfolio
ROOT CASH vanguard Interest Accumulation Portfolio
FIXED INCOME
Inflation-Protected Bond VIPSX vanguard Inflation-Protected Securities Portfolio
Intermediate-Term Bond VBMFX vanguard Bond Market Index Portfolio
US EQUITY
SMALL BLEND NAESX vanguard Small-Cap Stock Index Portfolio
MID-CAP BLEND VIMSX vanguard Mid-Cap Stock Index Portfolio
LARGE GROWTH VIGRX vanguard Growth Portfolio
LARGE GROWTH VIGRX vanguard Growth Stock Index Portfolio
LARGE GROWTH VIGRX vanguard Aggressive Growth Portfolio
LARGE VALUE VIVAX vanguard Value Stock Index Portfolio
Total Available Funds: 12
  • R*: Redemption (Minimum months to hold).
  • RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
  • WP: Waiting Period (minimum months to wait before buy again).
  • M*:Mark (p: proxy, n: not used).
Asset Class Ticker Description Rating R* RT WP Expense Yield
INTERNATIONAL EQUITY
Foreign Large Blend VDMIX vanguard Developed Markets Index Portfolio 0% 1 60 0 0.2% 0%
Others
Conservative Allocation VSCGX vanguard Conservative Growth Portfolio 60% 1 60 0 0.15% 2.36%
Moderate Allocation VSMGX vanguard Moderate Growth Portfolio 27% 1 60 0 0.16% 2.24%
ROOT CASH vanguard Interest Accumulation Portfolio 0% 1 60 0 NA 1.27%
FIXED INCOME
Inflation-Protected Bond VIPSX vanguard Inflation-Protected Securities Portfolio 76% 1 60 0 0.2% 2.22%
Intermediate-Term Bond VBMFX vanguard Bond Market Index Portfolio 61% 1 60 0 0.2% 2.65%
US EQUITY
SMALL BLEND NAESX vanguard Small-Cap Stock Index Portfolio 90% 1 60 0 0.3% 0.76%
MID-CAP BLEND VIMSX vanguard Mid-Cap Stock Index Portfolio 89% 1 60 0 0.24% 0.84%
LARGE GROWTH VIGRX vanguard Growth Portfolio 81% 1 60 0 0.24% 0.59%
LARGE GROWTH VIGRX vanguard Growth Stock Index Portfolio 81% 1 60 0 0.24% 0.59%
LARGE GROWTH VIGRX vanguard Aggressive Growth Portfolio 81% 1 60 0 0.24% 0.59%
LARGE VALUE VIVAX vanguard Value Stock Index Portfolio 74% 1 60 0 0.24% 1.65%
Average Expense Ratio: 0.21%
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Model Portfolios
Strategic Asset Allocation - Equal Weight: Click here to see this strategy description
Equal Weight & Regular Rebalance YTD**
Return
1Yr
AR*
3Yr
AR*
5Yr
AR*
10Yr
AR*
15Yr
AR*
Click for Portfolio Details or Follow 7.6% 13.5% 8.1% 8.6% 7.2% 6.3%

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Asset Allocation Composite: Click here to see this strategy description
Strategic Asset Allocation with Dynamic Risk Adjustment YTD**
Return
1Yr
AR*
3Yr
AR*
5Yr
AR*
10Yr
AR*
15Yr
AR*
Click for Portfolio Details or Follow 5.7% 11.1% 8.9% 8.6% 8.2% 6.8%

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*     AR: Annualized Return
**   YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.


Description
The plan consists of 13 funds. It covers 3 major asset classes and 9 minor asset classes. The major asset classes it covers are US Equity, Foreign Equity and Fixed Income.

The New York's 529 College Savings Program Direct Plan offers a comprehensive lineup of 16 investment options -- three age-based options (conservative, moderate, and aggressive) and 13 individual portfolios. You may choose up to five investment options per account. All of the investment options are managed by Vanguard. The 529 Plan account will be reallocated only at your instruction, but changes to existing investments within the plan can be made only once per calendar year. MyPlanIQ.com provides asset allocation strategies for the third-way investors to constructs customized 529 portfolios, which is better tailored to their risk profile. The model portfolios are constructed basing on the plan custom portfolios below.

Stock portfolios                     Portfolio name                                          Underlying fund
                                   Aggressive Growth Portfolio                 Vanguard® Institutional Total Stock Market Index Fund (100%).
                                    Developed Markets Index Portfolio         Vanguard® Developed Markets Index Fund (100%).
                                    Growth Stock Index Portfolio                      Vanguard® Growth Index Fund (100%).
                                    Mid-Cap Stock Index Portfolio               Vanguard® Mid-Cap Index Fund (100%).    
                                    Small-Cap Stock Index Portfolio            Vanguard® Small-Cap Index Fund (100%).
                                    Value Stock Index Portfolio                   Vanguard® Value Index Fund (100%).
Balanced Portfolios                           
                                    Conservative Growth Portfolio              Vanguard® Total Bond Market II Index Fund (75%)         
                                                                                          and Vanguard® Institutional Total Stock Market Index Fund (25%)
                                    Growth Portfolio                                Vanguard® Institutional Total Stock Market Index Fund (75%)
                                                                                          and Vanguard® Total Bond Market II Index Fund (25%)
                                    Moderate Growth Portfolio                  Vanguard® Institutional Total Stock Market Index Fund (50%)
                                                                                          and Vanguard® Total Bond Market II Index Fund (50%)
Bond Portfolios
                                    Bond Market Index Portfolio                      Vanguard® Total Bond Market Index Fund (100%)
                                    Income Portfolio                               Vanguard® Total Bond Market II Index Fund (50%), 
                                                                                         Vanguard® Inflation-Protected Securities Fund (25%), 
                                                                                         and Vanguard® Short-Term Reserves Account (25%)
                                    Inflation-Protected Securities Portfolio  Vanguard® Inflation-Protected Securities Fund (100%).
 Short-Term Investment Portfolio
                                    Interest Accumulation Portfolio            Vanguard® Short-Term Reserves Account (100%)


  For further information, please visit the official website.

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