MyPlanIQ 401k Investor California State University and Public Employees Savings Plus Plan

California State University and Public Employees Savings Plus Plan

This Plan is unrated.
Investment Options
Total Available Funds: 12
Asset Class Ticker Description Rating
INTERNATIONAL EQUITY
Foreign Large Blend VGTSX International Fund
Others
ROOT CASH Short Term Investment Fund -Cash
FIXED INCOME
Short-Term Bond VBISX Short Term Investment Fund
Intermediate-Term Bond VBMFX Bond Index Fund
Intermediate-Term Bond VBMFX Intermediate Bond Fund
US EQUITY
LARGE BLEND VFINX Large Cap Index Fund
LARGE BLEND VFINX Large Cap Fund
SMALL BLEND NAESX Small Cap Index Fund
Total Available Funds: 12
Asset Class Ticker Description Rating
INTERNATIONAL EQUITY
Foreign Large Blend VGTSX International Fund
Others
ROOT CASH Short Term Investment Fund -Cash
FIXED INCOME
Short-Term Bond VBISX Short Term Investment Fund
Intermediate-Term Bond VBMFX Bond Index Fund
Intermediate-Term Bond VBMFX Intermediate Bond Fund
US EQUITY
LARGE BLEND VFINX Large Cap Index Fund
LARGE BLEND VFINX Large Cap Fund
SMALL BLEND NAESX Small Cap Index Fund
SMALL BLEND NAESX Small Cap Fund
MID-CAP BLEND VIMSX Mid cap Index Fund
MID-CAP BLEND VIMSX Mid Cap Fund
LARGE BLEND NBSTX Neuberger Berman socially Responsive Fund
Total Available Funds: 12
  • R*: Redemption (Minimum months to hold).
  • RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
  • WP: Waiting Period (minimum months to wait before buy again).
  • M*:Mark (p: proxy, n: not used).
Asset Class Ticker Description Rating R* RT WP Expense Yield
INTERNATIONAL EQUITY
Foreign Large Blend VGTSX International Fund 16% 3 60 0 0.22% 3%
Others
ROOT CASH Short Term Investment Fund -Cash 0% 1 60 0 NA 1.27%
FIXED INCOME
Short-Term Bond VBISX Short Term Investment Fund 64% 3 60 0 0.22% 2.16%
Intermediate-Term Bond VBMFX Bond Index Fund 61% 3 60 0 0.2% 2.65%
Intermediate-Term Bond VBMFX Intermediate Bond Fund 61% 3 60 0 0.2% 2.65%
US EQUITY
LARGE BLEND VFINX Large Cap Index Fund 91% 3 60 0 0.17% 1.78%
LARGE BLEND VFINX Large Cap Fund 91% 3 60 0 0.17% 1.78%
SMALL BLEND NAESX Small Cap Index Fund 90% 3 60 0 0.3% 0.76%
SMALL BLEND NAESX Small Cap Fund 90% 3 60 0 0.3% 0.76%
MID-CAP BLEND VIMSX Mid cap Index Fund 89% 3 60 0 0.24% 0.84%
MID-CAP BLEND VIMSX Mid Cap Fund 89% 3 60 0 0.24% 0.84%
LARGE BLEND NBSTX Neuberger Berman socially Responsive Fund 9% 3 60 0 1.08% 5.84%
Average Expense Ratio: 0.35%
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Model Portfolios
Strategic Asset Allocation - Equal Weight: Click here to see this strategy description
Equal Weight & Regular Rebalance YTD**
Return
1Yr
AR*
3Yr
AR*
5Yr
AR*
10Yr
AR*
15Yr
AR*
Click for Portfolio Details or Follow -0.4% 4.9% 3.8% 5.9% 5.7% 5.5%

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Asset Allocation Composite: Click here to see this strategy description
Strategic Asset Allocation with Dynamic Risk Adjustment YTD**
Return
1Yr
AR*
3Yr
AR*
5Yr
AR*
10Yr
AR*
15Yr
AR*
Click for Portfolio Details or Follow 2.0% 6.8% 5.4% 6.1% 6.5% 6.9%

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*     AR: Annualized Return
**   YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.


Description
The plan consists of 12 funds. It covers 3 major asset classes and 6 minor asset classes. The major asset classes it covers are US Equity, Foreign Equity and Fixed Income.

"Savings Plus" is the name of the 401(k) plan and 457 plan available to most State of California employees, including employees of the Legislature, Judicial and California State University (CSU) system. These plans allow you to build a retirement savings account using automatic payroll deductions that go into investments you select from the Savings Plus portfolio. Employees who are participants in the Alternate Retirement Program can also make payroll deduction contributions to Savings Plus. Money from your paycheck that you invest this way is not taxed until you eventually withdraw it, generally during retirement.

The 401(k) and 457 plans are explained in more detail on the 401(k)/457 page. or the spp web site: www.sppforu.com.

The investment choices could be found in this current fund performance document.

Notice most funds provided in Savings Plus are separately managed accounts, MyPlanIQ uses their corresponding benchmarks as proxies for these funds.

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