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  • The Kroger Co. 401(k) Plan Review: A 5% Match with Master Trust Scale

    The Kroger Co. 401(k) Plan Review: A 5% Match with Master Trust Scale

    May 15, 2026

    For an associate earning $48,900 (the average implied by those numbers), hitting that 5% cap generates the full match. With roughly 70.7% of participants…


  • Lockheed Martin Salaried Savings Plan 401(k) Review: 100 Percent Match up to 6% Pay and Over 51 Billion in Assets

    Lockheed Martin Salaried Savings Plan 401(k) Review: 100 Percent Match up to 6% Pay and Over 51 Billion in Assets

    May 15, 2026

    Lockheed Martin has one of the most generous 401k match: up to 6% of your pay straight. This is something its employees definitely don’t want to miss.


  • UnitedHealth Group 401(k) Review: 4.5 Percent Employer Match and Low-Cost Vanguard Funds

    UnitedHealth Group 401(k) Review: 4.5 Percent Employer Match and Low-Cost Vanguard Funds

    May 14, 2026

    Earning an extra 4.5% annually from UntiedHealth company match is like a raise you shouldn’t ignore. Let alone the deferred tax savings!


  • Microsoft Corporation Savings Plus 401K Plan Review: 50% Match Up to IRS Limit and a Mega Backdoor Roth Most Employees Miss

    Microsoft Corporation Savings Plus 401K Plan Review: 50% Match Up to IRS Limit and a Mega Backdoor Roth Most Employees Miss

    May 12, 2026

    To give you a sense of how generous this is, the typical employer match in America is something like 50% of the first 6% of your salary. Microsoft matches 50…


  • Beware of The Parabolic Stock Market Rise

    Beware of The Parabolic Stock Market Rise

    May 12, 2026

    Stock market melt-up risks, Social Security cap proposal, harder job market.


  • May 2026 MyPlanIQ Portfolio Update

    May 2026 MyPlanIQ Portfolio Update

    May 4, 2026

    • Value and International Stocks
    • Representative International Stock ETFs Review
    • Economic & Market Indicators
    • Market Overview
    • Model Portfolios
    • Funds to Watch


  • Savings for Your Kids’ Lifetime Education

    Savings for Your Kids’ Lifetime Education

    April 29, 2026

    • Latest in Retirement Savings & Personal Finance
    • Lifetime Education Cost Planner
    • Market Overview


  • Variable Annuity vs. 401K vs IRA

    Variable Annuity vs. 401K vs IRA

    April 14, 2026

    • Latest in Retirement Savings & Personal Finance
    • Variable Annuity vs. 401K vs IRA
    • Market Overview


  • Variable Annuity vs 401(k) vs IRA: A Beginner’s Guide

    Variable Annuity vs 401(k) vs IRA: A Beginner’s Guide

    April 13, 2026

    Variable annuities are rarely a substitute for 401(k)s and IRAs. This guide breaks down fees, tax treatment, and when a plain vanilla variable annuity like Vanguard’s might make sense—plus why a taxable brokerage account often wins anyway.


  • ETFs Can Match Lowest Cost Funds in 401(k) Plans

    ETFs Can Match Lowest Cost Funds in 401(k) Plans

    April 7, 2026

    • Latest in Retirement Savings & Personal Finance
    • ETFs Can Match Lowest Cost Funds in 401(k) Plans
    • Retirement Withdrawal Calculator
    • Market Overview


  • Your IRA Can Buy ETFs That Rival Even the Lowest-Cost Plan Funds

    Your IRA Can Buy ETFs That Rival Even the Lowest-Cost Plan Funds

    April 6, 2026

    You could almost find the lowest cost reputable ETFs that rival against those lowest funds offered in some large retirement plans.


  • April 2026 MyPlanIQ Portfolio Update

    April 2026 MyPlanIQ Portfolio Update

    April 1, 2026

    • War Mongering and Fear Mongering in Investments
    • Representative ETFs Review
    • Economic & Market Indicators
    • Market Overview: the Federal Reserve
    • Model Portfolios
    • Funds to Watch


  • Wars and Investments

    Wars and Investments

    March 31, 2026

    • Latest in Retirement Savings & Personal Finance
    • Wars and Investments
    • Oil Price and Inflation Infographic
    • Market Overview


  • FIRE: Financial Independence Retire Early Readiness

    FIRE: Financial Independence Retire Early Readiness

    March 24, 2026

    • Latest in Retirement Savings & Personal Finance
    • FIRE (Financial Independence Retire Early) Readiness Calculator
    • Market Overview


  • Oil Prices and Your Wallet

    Oil Prices and Your Wallet

    March 17, 2026

    • Latest in Retirement Savings & Personal Finance
    • Oil Prices and Your Wallet: Oil Price Impact Calculator
    • Market Overview


  • Special Report: Iran War, Oil Price & Your Investments

    Special Report: Iran War, Oil Price & Your Investments

    March 10, 2026

    • Special Report: Iran War, Oil Price & Your Investments
    • Tools & Tips: Asset Location Calculator
    • Market Overview


  • Layoff & Your Rights

    Layoff & Your Rights

    March 3, 2026

    • Latest in Retirement Savings & Personal Finance
    • Layoff & Your Rights
    • Tools & Tips: Very Long-Term Stock and Bond Return Data
    • Market Overview


  • March 2026 MyPlanIQ Portfolio Update

    March 2026 MyPlanIQ Portfolio Update

    March 3, 2026

    • AI: Human Foes or Friends
    • Interesting Funds Review: Closed-End REIT Funds
    • Economic & Market Indicators
    • Market Overview: the Federal Reserve
    • Model Portfolios
    • Funds to Watch


  • Homeowners Insurance Is No Longer a Small Bill, In Some States It Can Reach 1.5% to 3% of Home Value

    Homeowners Insurance Is No Longer a Small Bill, In Some States It Can Reach 1.5% to 3% of Home Value

    March 2, 2026

    Home insurance is now a serious housing expense. Using Bankrate March 2026 data, this article compares state premiums and shows why California can approach 1.0% to 1.5% with earthquake coverage and parts of Florida can reach 2% to 3% with flood coverage.


  • What to Know If You Are Laid Off: A Primer on Your Rights and Benefits

    What to Know If You Are Laid Off: A Primer on Your Rights and Benefits

    March 2, 2026

    Layoffs are stressful, but early decisions on WARN pay, severance, health coverage, unemployment, and 401(k) vesting can materially affect your finances. This primer walks through what to check first and what to avoid.


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