THE EQUITABLE 401(K) PLAN Investment Options
Available Funds in THE EQUITABLE 401(K) PLAN
Below is the lineup of investment options available to participants in THE EQUITABLE 401(K) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
Total Available Funds: 370
| Investment Description |
|---|
| JP MORGAN CHASE AXA-2-07 Synthetic GIC Contract Wrapper |
| STATE ST BK & TR CO BOSTON: 107007 Synthetic GIC Contract Wrapper |
| 063048001 Synthetic GIC Contract Wrapper |
| AMERICAN GENERAL LIFE: 931942 Synthetic GIC Contract Wrapper |
| FID_AXA_IP_1117 Synthetic GIC Contract Wrapper |
| TRANSAMERICA PREMIER LIFE Synthetic GIC Contract Wrapper |
| PACIFIC LIFE INS CO: G-027835.06 Synthetic GIC Contract Wrapper |
| METROPOLITAN LIFE INC CO: 38092 Synthetic GIC Contract Wrapper |
| MASSACHUSETTS MUTUAL: 30122 Synthetic GIC Contract Wrapper |
| 7 ELEVEN INC 0.95% 02/10/2026 144A Bonds: Corporate |
| 7 ELEVEN INC 1.3% 02/10/2028 144A Bonds: Corporate |
| ABN AMRO BANK NV 1.542%/VAR Bonds: Corporate |
| AERCAP IRELAND CAP LTD / AERCAP Bonds: Corporate |
| AIR LEASE CORP 2.2% 01/15/2027 Bonds: Corporate |
| ALABAMA POWER CO 3.05% 03/15/2032 Bonds: Corporate |
| ALLY AUTO RECEIVABLES TRUST 2024-1 Bonds: Corporate |
| AMERICAN EXPRESS CO 2.55% 03/04/2027 Bonds: Corporate |
| 4.87% 05/15/2028 Bonds: Asset-backed |
| 5.23% 04/15/2029 Bonds: Asset-backed |
| AMERICAN EXPRESS CR ACC MST TR Bonds: Asset-backed |
| AMGEN INC 5.15% 03/02/2028 Bonds: Corporate |
| AMPHENOL CORPORATION NEW 5.05% Bonds: Corporate |
| AT&T INC 1.65% 02/01/2028 Bonds: Corporate |
| ATHENE GLOBAL FUNDING 1.73% Bonds: Corporate |
| ATHENE GLOBAL FUNDING 4.721% Bonds: Corporate |
| ATHENE GLOBAL FUNDING 5.339% Bonds: Corporate |
| ATHENE GLOBAL FUNDING 5.516% Bonds: Corporate |
| BA CR CARD TR 4.79% 05/15/2028 Bonds: Asset-backed |
| BA CR CARD TR 4.98% 11/15/2028 Bonds: Asset-backed |
| BAE SYSTEMS PLC 5% 03/26/2027 144A Bonds: Corporate |
| BAE SYSTEMS PLC 5.125% 03/26/2029 144A Bonds: Corporate |
| OBLIGOR INC 2.061% 1 Bonds: Corporate |
| BANCO SANTANDER SA 1.722%/VAR Bonds: Corporate |
| 1.197%/VAR 10/24/2026 Bonds: Corporate |
| 1.319%/VAR 06/19/2026 Bonds: Corporate |
| 1.734%/VAR 07/22/2027 Bonds: Corporate |
| 4.948%/VAR 07/22/2028 Bonds: Corporate |
| BANK OF MONTREAL QUE 0.949%/VAR Bonds: Corporate |
| BANK OF MONTREAL QUE 5.266% Bonds: Corporate |
| BANQUE FED CRED MUTUEL PARIS Bonds: Corporate |
| BARCLAYS PLC 2.279%/VAR 11/24/2027 Bonds: Corporate |
| BARCLAYS PLC 2.852%/VAR 05/07/2026 Bonds: Corporate |
| BAT INTL FINANCE PLC 1.668% 03/25/2026 Bonds: Corporate |
| BENCHMARK MORTGAGE TRUST 2018-B7 Bonds: CMBS |
| BENCHMARK MTG TR 2018-B2 A2 3.6623% Bonds: CMBS |
| BENCHMARK MTG TR 2018-B8 A2 4.149% Bonds: CMBS |
| BMW VECHILE OWNER TRUST 2023-A Bonds: Asset-backed |
| BNP PARIBAS 1.323%/VAR 01/13/2027 144A Bonds: Corporate |
| BOEING CO 6.259% 05/01/2027 Bonds: Corporate |
| BOFA AUTO TR 2024-1A A3 5.35% Bonds: CMBS |
| BPCE SA 2.045%/VAR 10/19/2027 144A Bonds: Corporate |
| 02/22/2027 Bonds: Corporate |
| 02/22/2029 Bonds: Corporate |
| BROADCOM INC 4.15% 02/15/2028 Bonds: Corporate |
| BROADCOM INC 5.05% 07/12/2029 Bonds: Corporate |
| BX 2021-BXMF TSFR1M+75.041 10/15/2026 Bonds: CMBS |
| BX COML MTG TR 2024-GPA3 A Bonds: CMBS |
| BX COMMERCIAL MORTGAGE TRUST Bonds: CMBS |
| BX COMMERCIAL MORTGAGE TRUST 22 Bonds: CMBS |
| BX TR 2021-ACNT TSFR1M+96.448 Bonds: CMBS |
| CA ST 2.40% 10/1/2025 Short-term investments |
| 5.237% 06/28/2027 Bonds: Corporate |
| 07/15/2025 Short-term investments |
| 12/15/2029 144A Bonds: Corporate |
| CANADIAN PAC RY CO 1.75% 12/02/2026 Bonds: Corporate |
| 1.878%/VAR 11/02/2027 Bonds: Corporate |
| 4.985%/VAR 07/24/2026 Bonds: Corporate |
| 5.7%/VAR 02/01/2030 Bonds: Corporate |
| RECEIVABLES TR 2024-1 4.62% Bonds: Corporate |
| CAPITAL ONE PRIME AUTO RECEIVA Bonds: Corporate |
| CARMAX AUTO OWNER TR 2023-4 6% Bonds: Asset-backed |
| CARMAX AUTO OWNER TR 2024-2 5.5% Bonds: Asset-backed |
| CARMAX AUTO OWNER TRUST 2024-1 Bonds: Asset-backed |
| CHASE AUTO OWNER TRUST 2024-1 5.13% Bonds: Asset-backed |
| CHASE AUTO OWNER TRUST 5.22% Bonds: Asset-backed |
| CHASE ISSUANCE TR 5.08% 09/15/2030 Bonds: Asset-backed |
| CHASE ISSUANCE TR 5.16% 09/15/2028 Bonds: Asset-backed |
| CITIBANK CR CARD ISSUANCE TR 5.23% Bonds: Corporate |
| CITIGROUP COML MTG TR 2016-GC36 Bonds: CMBS |
| CITIGROUP INC 1.122%/VAR 01/28/2027 Bonds: Corporate |
| CITIGROUP INC 3.07%/VAR 02/24/2028 Bonds: Corporate |
| CITIGROUP INC 3.106%/VAR 04/08/2026 Bonds: Corporate |
| 2024-1 5.11% 04/17 Bonds: Corporate |
| 2024-2 5.33% 08/15 Bonds: Corporate |
| CITIZENS BANK NA 2.25% 04/28/2025 Short-term investments |
| 1.98%/VAR 12/15/2027 144A Bonds: Corporate |
| 04/05/2027 Bonds: Corporate |
| 08/20/2027 144A Bonds: Corporate |
| AMERICA LLC 5.125% 09 Bonds: Corporate |
| 5.49% 12/15/202 Bonds: Corporate |
| 01/22/2029 144A Bonds: Corporate |
| 3 A3 5.93% 04/23 Bonds: Corporate |
| 5.39% 03/22/2030 Bonds: Corporate |
| DEUTSCHE BANK AG NEW YORK BNCH 2 Bonds: Corporate |
| DEUTSCHE BANK AG NEW YORK BNCH Bonds: Corporate |
| DLLAA 2023-1A 5.64% 02/22/2028 144A Bonds: Corporate |
| DLLAD 2024-1 LLC 5.3% 07/20/2029 144A Bonds: Corporate |
| DLLMT 2024-1 LLC 4.84% 08/21/2028 144A Bonds: Corporate |
| DNB BANK ASA 1.535%/VAR 05/25/2027 Bonds: Corporate |
| DNB BANK ASA 1.605%/VAR 03/30/2028 Bonds: Corporate |
| DTE ENERGY CO 4.95% 07/01/2027 Bonds: Corporate |
| DUKE ENERGY CORP NEW 4.3% Bonds: Corporate |
| ELP COMMERCIAL MORTGAGE TRUST Bonds: CMBS |
| ENBRIDGE INC 5.25% 04/05/2027 Bonds: Corporate |
| ENBRIDGE INC 5.3% 04/05/2029 Bonds: Corporate |
| ENBRIDGE INC 5.9% 11/15/2026 Bonds: Corporate |
| ENTERPRISE PRODS OPER LLC 5.05% Bonds: Corporate |
| EQUINOR ASA 1.75% 01/22/2026 Bonds: Corporate |
| EXELON CORP 2.75% 03/15/2027 Bonds: Corporate |
| EXELON CORP 5.15% 03/15/2029 Bonds: Corporate |
| 2019-4872 AB 4% 08/ Bonds: RMBS |
| 07/25/2039 Bonds: RMBS |
| 3.0% 05/15/2045 Bonds: CMBS |
| FEDERAL HOME LN MTG MLT CTF GT 4% Bonds: RMBS |
| FEDERAL HOME LN MTG MLT CTF GT Bonds: RMBS |
| FEDERAL HOME LN MTGE CORP 4765 QA Bonds: RMBS |
| FEDERAL NAT MTG ASN GTD REM 2011 Bonds: CMBS |
| FEDERAL NAT MTG ASN GTD REM 2017 Bonds: CMBS |
| FEDERAL NAT MTG ASN GTD REM PA Bonds: CMBS |
| FEDERAL NAT MTG ASN GTD REM PA 2% Bonds: CMBS |
| FEDERAL NAT MTG ASN GTD REM PA Bonds: RMBS |
| 2019-38 AB 3% 07/25 Bonds: RMBS |
| 03/25/2048 Bonds: RMBS |
| 3.0% 04/25/2044 Bonds: CMBS |
| 3.5% 02/25/2046 Bonds: RMBS |
| FEDERAL NAT MTG ASN GTD REM PA 4% Bonds: RMBS |
| 2016-105 PA 3.5% 04 Bonds: CMBS |
| 2018-11 LA 3.5% 07/ Bonds: RMBS |
| FHLG 15YR 2.5% 01/01/2028#SB0799 Bonds: RMBS |
| FHLG 15YR 2.5% 03/01/2032#SB0878 Bonds: RMBS |
| FHLG 15YR 2.5% 12/01/2031#SB0093 Bonds: RMBS |
| FHLG 15YR 3% 02/01/2033#SB0621 Bonds: RMBS |
| FHLG 15YR 3% 03/01/2033#SB0181 Bonds: RMBS |
| FHLG 15YR 3% 05/01/2033#G16550 Bonds: RMBS |
| FHLG 15YR 3% 12/01/2030#ZS8591 Bonds: RMBS |
| FHLG 20YR 3% 10/01/2035#K93321 Bonds: RMBS |
| FHLG 20YR 3% 11/01/2033#G30872 Bonds: RMBS |
| FHLG 20YR 3.5% 06/01/2032#C91456 Bonds: RMBS |
| FHLG 20YR 3.5% 07/01/2032#G31067 Bonds: RMBS |
| FHLG 25YR 5.50% 7/35 #G05815 Bonds: RMBS |
| FHLG 5.50% 3/34 #G01665 Bonds: RMBS |
| FHLG 5.50% 5/34 #Z40042 Bonds: RMBS |
| FNMA 6.50% 7/32 #545762 Bonds: RMBS |
| FNMA 6.50% 7/35 #745092 Bonds: RMBS |
| FNMA 6.50% 12/32 #735415 Bonds: RMBS |
| FNMA 15YR 2% 02/01/2028#FS3865 Bonds: RMBS |
| FNMA 15YR 2.5% 01/01/2028#FS3867 Bonds: RMBS |
| FNMA 15YR 2.5% 01/01/2029# Bonds: RMBS |
| FNMA 15YR 2.5% 10/01/2031#AS8010 Bonds: RMBS |
| FNMA 15YR 3% 02/01/2031#FS1234 Bonds: RMBS |
| FNMA 15YR 3% 02/01/2033#BM5108 Bonds: RMBS |
| FNMA 15YR 3% 02/01/2035# Bonds: RMBS |
| FNMA 15YR 3% 07/01/2034#FM8940 Bonds: RMBS |
| FNMA 15YR 3% 09/01/2035#FS0112 Bonds: RMBS |
| FNMA 15YR 3% 11/01/2034#FS1799 Bonds: RMBS |
| FNMA 15YR 3% 12/01/2032#BM5109 Bonds: RMBS |
| FNMA 15YR 3.5% 02/01/2033#FM9794 Bonds: RMBS |
| FNMA 15YR 3.5% 09/01/2029#AL5878 Bonds: RMBS |
| FNMA 15YR 3.5% 11/01/2030#AL7688 Bonds: RMBS |
| FNMA 15YR 3.5% 12/01/2028#AV1907 Bonds: RMBS |
| FNMA 15YR 4% 02/01/2034#FM3001 Bonds: RMBS |
| FNMA 15YR 4% 03/01/2034#FM2867 Bonds: RMBS |
| FNMA 15YR 4.5% 11/01/2025#AL8242 Short-term investments |
| FNMA 20YR 2.5% 01/01/2033#AL2974 Bonds: RMBS |
| FNMA 20YR 2.5% 01/01/2033#AL2975 Bonds: RMBS |
| FNMA 20YR 2.5% 01/01/2033#AL2976 Bonds: RMBS |
| FNMA 20YR 2.5% 01/01/2033#AL2982 Bonds: RMBS |
| FNMA 20YR 3% 03/01/2036#BM5018 Bonds: RMBS |
| FNMA 20YR 3% 05/01/2035#BM5385 Bonds: RMBS |
| FNMA 20YR 3.00% 11/32 #MA1237 Bonds: RMBS |
| FNMA 20YR 4.5% 03/01/2039#FM1774 Bonds: RMBS |
| FNMA 20YR 4.5% 06/01/2039#FM1045 Bonds: RMBS |
| FNMA 20YR 4.5% 08/01/2039#FM1353 Bonds: RMBS |
| FNMA 5.50% 11/34 #310105 Bonds: RMBS |
| FNMA 6.50% 12/35 #AD0723 Bonds: RMBS |
| FNMA 6.50% 7/32 #545759 Bonds: RMBS |
| FNMA 6.50% 8/36 #888034 Bonds: RMBS |
| FNMA 6.50% 8/36 #888544 Bonds: RMBS |
| FNMA 6.50% 8/36 #AE0746 Bonds: RMBS |
| 10/25/2044 Bonds: RMBS |
| FNR 2000-32 FM SOFR30A+0.56448 10/30 Bonds: CMBS |
| FNR 2000-34 F SOFR30A+56.448 10/30 Bonds: CMBS |
| FNR 2013-16 GP 3% 1/1/33 Bonds: CMBS |
| FNR 2015-42 LE 3.0% 06/25/45 Bonds: CMBS |
| FNR 2015-49 LE 3% 07/45 Bonds: CMBS |
| FNR 2015-54 GA 2.5% 07/25/2045 Bonds: CMBS |
| FNR 2016-19 AH 3% 04/46 Bonds: CMBS |
| FNR 2016-26 CG 3% 05/46 Bonds: CMBS |
| FNR 2016-34 GH 3% 06/46 Bonds: CMBS |
| FNR 2016-37 BK 3% 06/25/46 Bonds: CMBS |
| FNR 2017-20 AP 3.5% 03/25/2045 Bonds: CMBS |
| FNR 2018-16 NB 3.25% 12/25/2044 Bonds: RMBS |
| 4.92% 05/15/2028 14 Bonds: Asset-backed |
| FORD CR FLOORPLN MAST OWN TR A Bonds: Asset-backed |
| FORD CREDIT AUTO OWNER TRUST 2023 Bonds: Asset-backed |
| FORD CREDIT AUTO OWNER TRUST 2024 Bonds: Asset-backed |
| FREDDIE MAC REMICS 2018-4766 MA 3.5% Bonds: RMBS |
| FREDDIE MAC REMICS 3% 10/25/2048 Bonds: RMBS |
| FSPC T-59 1A3 7.5 10/43 Bonds: CMBS |
| GALLAGHER (ARTHUR J.) & CO 4.6% Bonds: Corporate |
| GALLAGHER (ARTHUR J.) & CO 4.85% Bonds: Corporate |
| GENERAL MTRS FINL CO INC 1.25% Bonds: Corporate |
| GENERAL MTRS FINL CO INC 2.35% Bonds: Corporate |
| GEORGIA POWER CO 4.65% 05/16/2028 Bonds: Asset-backed |
| GM FINANCIAL LEASING TRUST 2023-3 Bonds: Asset-backed |
| RECEIVABLES TRUST 2023-1 5. Bonds: Corporate |
| AUTO RECEIVABLES TR Bonds: Asset-backed |
| RECEIVABLES TR 2023-2 Bonds: Asset-backed |
| RECEIVABLES TR 2023-3 Bonds: Asset-backed |
| TR 4.73% 11/15/2029 Bonds: Asset-backed |
| TR 5.13% 03/15/2029 Bonds: Asset-backed |
| GMF FLOORPLAN OWNER REVOLVING Bonds: Asset-backed |
| GOLDMAN SACHS GROUP INC (THE) Bonds: Corporate |
| GS MTG SECS TR 2015-GC32 AAB 3.513% Bonds: CMBS |
| GUARDIAN LIFE GLOBAL FUNDING 1.4% Bonds: Corporate |
| HEALTHCARE REALTY HOLDINGS LP 3.5 Bonds: Corporate |
| HEWLETT PACKARD ENTERPRISE CO Bonds: Corporate |
| HOME DEPOT INC 2.875% 04/15/2027 Bonds: Corporate |
| HSBC HOLDINGS PLC 1.645%/VAR Bonds: Corporate |
| HSBC HOLDINGS PLC 5.21%/VAR Bonds: Corporate |
| HUMANA INC 3.7% 03/23/2029 Bonds: Corporate |
| HUNTINGTON AUTO TR 2024-1 5.23% Bonds: Corporate |
| HUNTINGTON BANCSHARES INC/OH Bonds: Corporate |
| HYUNDAI AUTO LEASE SECURITIZATION Bonds: Asset-backed |
| HYUNDAI AUTO RECEIVABLES TR 2024-A Bonds: Asset-backed |
| HYUNDAI AUTO RECEIVABLES TRUST Bonds: Asset-backed |
| HYUNDAI CAP AMER 4.3% 09/24/2027 Bonds: Asset-backed |
| ING GROEP NV 1.726%/VAR 04/01/2027 Bonds: Corporate |
| ING GROEP NV 5.335%/VAR 03/19/2030 Bonds: Corporate |
| INGERSOLL RAND INC 5.176% 06/15/2029 Bonds: Corporate |
| INGERSOLL RAND INC 5.197% 06/15/2027 Bonds: Corporate |
| INTERCONTINENTAL EXCHANGE INC 4% Bonds: Corporate |
| INTERCONTINENTAL EXCHANGE 4.35% Bonds: Corporate |
| JACKSON NATL LIFE GLOBAL FDG 4.6% Bonds: Corporate |
| JACKSON NATL LIFE GLOBAL FDG 5.55% Bonds: Corporate |
| JPMBB COML MTG SECUTITIES TR 2015 Bonds: CMBS |
| JPMCC COML MTG SECS TR 2016-JP4 A2 Bonds: CMBS |
| JPMORGAN CHASE & CO 1.045%/VAR Bonds: Corporate |
| JPMORGAN CHASE & CO 1.47%/VAR Bonds: Corporate |
| JPMORGAN CHASE & CO 2.083%/VAR Bonds: Corporate |
| JPMORGAN CHASE & CO 2.947%/VAR Bonds: Corporate |
| JPMORGAN CHASE & CO 4.851%/VAR Bonds: Corporate |
| JPMORGAN CHASE & CO 5.7%/VAR Bonds: Corporate |
| KENVUE INC 5.05% 03/22/2028 Bonds: Corporate |
| KENVUE INC 5.35% 03/22/2026 Bonds: Corporate |
| KEYBANK NATL ASSN 4.15% 08/08/2025 Short-term investments |
| LIFE FINANCIAL SERVICES TRUST 2022 Bonds: Asset-backed |
| LLOYDS BANKING GROUP PLC 4.375% Bonds: Corporate |
| LLOYDS BANKING GROUP PLC 5.985% Bonds: Corporate |
| MASSMUTUAL GLOBAL FDG II 4.85% Bonds: Corporate |
| MERCEDES-BENZ AUTO LEASE TRUST Bonds: Corporate |
| MERCEDES-BENZ AUTO RECEIVABLES Bonds: Corporate |
| AMERICA LLC 1.45% 03/0 Bonds: Corporate |
| MERCEDES-BENZ FINANCE Bonds: Corporate |
| MET TOWER GLOBAL FUNDING 4% Bonds: Corporate |
| MITSUBISHI UFJ FIN GRP INC 1.64%/VAR Bonds: Corporate |
| MITSUBISHI UFJ FIN GRP INC 5.541%/VAR Bonds: Corporate |
| MIZUHO FINL GROUP INC 1.234%/VAR Bonds: Corporate |
| MIZUHO FINL GROUP INC 2.651%/VAR Bonds: Corporate |
| MORGAN STANLEY 2.188%/VAR Bonds: Corporate |
| MORGAN STANLEY 4.679%/VAR Bonds: Corporate |
| MORGAN STANLEY 5.042%/VAR Bonds: Corporate |
| MSBAM 2016-C28 3.272% 01/15/49 Bonds: CMBS |
| NATIONAL BANK OF CANADA 4.5% Bonds: Corporate |
| NATWEST GROUP PLC 1.642%/VAR Bonds: Corporate |
| NATWEST MARKETS PLC 5.416% Bonds: Corporate |
| NISOURCE INC 0.95% 08/15/2025 Short-term investments |
| NISSAN AUTO RECEIVABLES 2023-B Bonds: Corporate |
| NISSAN MASTER OWNER TR RECEIVAB Bonds: Corporate |
| NTT FINANCE CORP 1.162% 04/03/2026 Bonds: Corporate |
| ONEOK INC 4.25% 09/24/2027 Bonds: Corporate |
| ONEOK INC 4.4% 10/15/2029 Bonds: Corporate |
| OPG TR 2021-PORT TSFR1M+59.848 8 Bonds: CMBS |
| ORACLE CORP 1.65% 03/25/2026 Bonds: Corporate |
| OREILLY AUTOMOTIVE INC 5.75% Bonds: Corporate |
| PARKER-HANNIFIN CORP 4.25% Bonds: Corporate |
| PHILIP MORRIS INTL INC 0.875% Bonds: Corporate |
| PHILIP MORRIS INTL INC 4.75% 02/12/2027 Bonds: Corporate |
| PORSCHE FINL AUTO SECURITIZATION Bonds: Corporate |
| RGA GLOBAL FUNDING 2% 11/30/2026 Bonds: Corporate |
| RGA GLOBAL FUNDING 5.448% 05/24/2029 Bonds: Corporate |
| ROPER TECHNOLOGIES INC 4.5% Bonds: Corporate |
| RTX CORP 5.75% 01/15/2029 Bonds: Corporate |
| RTX CORP 5.75% 11/08/2026 Bonds: Corporate |
| S&P GLOBAL INC 2.45% 03/01/2027 Bonds: Corporate |
| SAMMONS FINANCIAL GROUP GLOBAL Bonds: Corporate |
| SANTANDER HLDGS USA INC 2.49%/VAR Bonds: Corporate |
| SANTANDER HLDGS USA INC 6.124%/VAR Bonds: Corporate |
| SBNA AUTO LEASE TRUST 2024-B 5.56% Bonds: Corporate |
| SECURITIZATION TR 2024-1 4.95 Bonds: Corporate |
| SFS AUTO RECEIVABLES Bonds: Corporate |
| SOCIETE GENERALE FRANCE 1.488%/VAR Bonds: Corporate |
| SOCIETE GENERALE FRANCE 1.792%/VAR Bonds: Corporate |
| SOCIETE GENERALE FRANCE 2.797%/VAR Bonds: Corporate |
| SOUTHERN COMPANY 5.5% 03/15/2029 Bonds: Corporate |
| SREIT TR 2021-MFP TSFR1M+84.528 |
| 11/15/2038 144A Bonds: CMBS |
| STATE STREET CORP 2.901%/VAR Bonds: Corporate |
| STATE STREET CORP 4.53%/VAR Bonds: Corporate |
| State Street Global Advisors SSgA U.S. Government Short Term |
| SUMITOMO MITSUI FINL GRP INC 1.402% Bonds: Corporate |
| TAUBMAN CENTERS COMMERCIAL Bonds: Corporate |
| TESLA 2024-A A3 5.3% 06/21/2027 144A Bonds: Corporate |
| TESLA ELEC VEH TR 2023-1 5.38% Bonds: Corporate |
| TORONTO DOMINION BANK 2.8% Bonds: Corporate |
| TORONTO DOMINION BANK 4.783% Bonds: Corporate |
| TOYOTA AUTO RECEIVABLES 2023-D Bonds: Corporate |
| TOYOTA MOTOR CREDIT CORP 4.55% Bonds: Corporate |
| TRUIST FINANCIAL CORP 1.2% 08/05/2025 Short-term investments |
| UBS GROUP AG 1.305%/VAR 02/02/2027 Bonds: Corporate |
| UBS GROUP AG 6.373%/VAR 07/15/2026 Bonds: Corporate |
| US BANCORP DEL 5.727%/VAR 10/21/2026 Bonds: Corporate |
| USAA AUTO OWNER TRUST 2023-A 5.58% Bonds: Corporate |
| UST NOTES 2.875% 05/15/2032 Bonds: US TGA |
| UST NOTES 3.5% 09/30/2029 Bonds: US TGA |
| UST NOTES 4% 02/29/2028 Bonds: US TGA |
| UST NOTES 4% 06/30/2028 Bonds: US TGA |
| UST NOTES 4% 12/15/2027 Bonds: US TGA |
| UST NOTES 4.125% 07/31/2028 Bonds: US TGA |
| UST NOTES 4.125% 11/15/2032 Bonds: US TGA |
| UST NOTES 4.25% 02/28/2029 Bonds: US TGA |
| UST NOTES 4.25% 02/28/2031 Bonds: US TGA |
| UST NOTES 4.375% 05/15/2034 Bonds: US TGA |
| UST NOTES 4.375% 07/15/2027 Bonds: US TGA |
| UST NOTES 4.375% 12/31/2029 Bonds: US TGA |
| UST NOTES 4.625% 04/30/2029 Bonds: US TGA |
| UST NOTES 4.625% 06/15/2027 Bonds: US TGA |
| UST NOTES 4.875% 10/31/2028 Bonds: US TGA |
| VERIZON COMMUNICATIONS INC 3% Bonds: Corporate |
| VIRGINIA ELECTRIC AND POWER CO Bonds: Corporate |
| VOLKSWAGEN AUTO LOAN ENHANCED Bonds: Asset-backed |
| VOLKSWAGEN AUTO LOAN ENHANCED Bonds: CMBS |
| VOLKSWAGEN GROUP AMER FIN LLC Bonds: Corporate |
| VOLVO FINANCIAL EQUIPMENT LLC Bonds: CMBS |
| WARNERMEDIA HOLDINGS INC 3.755% Bonds: Corporate |
| WELLS FARGO & CO NEW 2.164%/VAR Bonds: Corporate |
| WELLS FARGO & CO NEW 2.188%/VAR Bonds: Corporate |
| WELLS FARGO & CO NEW 4.808%/VAR Bonds: Corporate |
| WELLS FARGO CARD ISSUANCE TRUST Bonds: CMBS |
| WFCM 2016-C34 A2 2.603% 06/49 Bonds: CMBS |
| WILLIAMS COS INC 4.8% 11/15/2029 Bonds: Corporate |
| 2023-D 5.79% 02/15/ Bonds: Asset-backed |
| WORLD OMNI AUTO RECEIVABLES TR Bonds: Asset-backed |
| WORLD OMNI AUTO RECEIVABLES Bonds: Asset-backed |
| WORLD OMNI AUTOMOBILE LEASE Bonds: Asset-backed |
| Fidelity Management Trust Company Portfolio |
| EQ Advisors Trust EQ GAMCO Small Company Value |
| HoodRiver Small HoodRiver Small |
| HoodRiver Small Cap Growth HoodRiver Small Cap Growth |
| AQR LARGE CAP DEF STYLE R6 AQR LARGE CAP DEF STYLE R6 |
| VANG VMMR-FED MMKT VANG VMMR-FED MMKT |
| BLACKROCK 1-3 YEAR GOVT BOND BLACKROCK 1-3 YEAR GOVT BOND |
| BLACKROCK EQUITY INDEX S&P 500 BLACKROCK EQUITY INDEX S&P |
| BLACKROCK FTSE EPRA NAREIT REAL BLACKROCK FTSE EPRA NAREIT |
| BlackRock MSCI BlackRock MSCI |
| BLACKROCK MSCI ACWI EX US IMI BLACKROCK MSCI ACWI EX US IMI |
| BlackRock Russe BlackRock Russe |
| BLACKROCK RUSSELL 2500 INDEX FUND BLACKROCK RUSSELL 2500 INDEX |
| BlackRock U.S. BlackRock U.S. |
| BLACKROCK US DEBT INDEX FUND BLACKROCK US DEBT |
| BLACKROCK UST INFL PROTECTED BLACKROCK UST INFL PROTECTED |
| BlkRck Eq Index BlkRck Eq Index |
| FIAM CORE PLUS CL H FIAM |
| FIDELITY FIAM CORE PLUS COMMINGLE Fidelity FIAM |
| Int'l Growth K Int'l Growth K |
| MFS INTERNATIONAL GROWTH CIT MFS international growth |
| Spg U.S. Int'l Spg U.S. Int'l |
| SPRUCE GROVE SPRUCE GROVE |
| State Street Bank and Trust Company AB US YIELD COLL INV TRST |
| Notes receivable from participants 4.25% to 11.00% (2025 -2039) |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in THE EQUITABLE 401(K) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Data as of 05/01/2026, Common starting date is 12/31/2000
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Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
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