MARK MILLER HOLDINGS, LLC DBA MARK MILLER TOYOTA 401(K) PLAN Investment Options

Available Funds in MARK MILLER HOLDINGS, LLC DBA MARK MILLER TOYOTA 401(K) PLAN

Below is the lineup of investment options available to participants in MARK MILLER HOLDINGS, LLC DBA MARK MILLER TOYOTA 401(K) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 56
Investment Description
MARK MILLER TOYOTA 401(k) PLAN PLAN #
American Funds 2010 Target Date Retire R6 Registered investment company
American Funds 2015 Target Date Retirement RRe6gistered investment company
American Funds 2020 Target Date Retire R6 Registered investment company
American Funds 2025 Target Date Retirement RRe6gistered investment company
American Funds 2030 Target Date Retire R6 Registered investment company
American Funds 2035 Target Date Retirement RRe6gistered investment company
American Funds 2040 Target Date Retire R6 Registered investment company
American Funds 2045 Target Date Retirement RRe6gistered investment company
American Funds 2050 Target Date Retire R6 Registered investment company
DFA Emerging Markets I Registered investment company
Vanguard Developed Markets Index Admiral Registered investment company
Great Gray EuroPacific Growth Trust I1 Registered investment company
Goldman Sachs Small Cap Value Insights R6 Registered investment company
Invesco Discovery A Registered investment company
Vanguard Small Cap Index ADM Registered investment company
Allspring Small Company Growth Inst Registered investment company
Fidelity Mid Cap Growth Index Registered investment company
Vanguard Mid Cap Index Fund Admiral Registered investment company
Allspring Special Mid Cap Value R6 Registered investment company
Large Cap Growth Fund II Fee Class II Registered investment company
Large Cap Value II Registered investment company
Vanguard 500 Index Admiral Registered investment company
America Funds Capital World Bond R6 Registered investment company
Federated Hermes Instl High Yield Bond Registered investment company
Voya Intermediate Bond I Registered investment company
Key Guaranteed Portfolio Fund
1RFTTX 173,040.59
1RFJTX 35,483.04
1RRCTX 132,113.95
1RFDTX 3,911,155.05
1RFETX 49,932.40
1RFFTX 197,334.99
1RFGTX 2,256,227.76
1RFHTX 1,446,712.67
1RFITX 1,887,240.79
1DFEMX 159,305.10
1VTMGX 397,288.18
1WTEPI1 31,440.71
1PRRSX1 86,615.01
1GTTUX 63,803.40
1OPOCX 145,196.21
1VSMAX 220,478.09
1WSCGX 108,146.99
1FMDGX 237,269.55
1VIMAX 341,519.67
1WFPRX 63,798.19
1LCGII1 535,949.24
1PTLVI1 285,109.18
1VFIAX 772,288.61
1RCWGX 21,042.90
1FIHBX 62,754.18
1VBTLX 427,882.88
1IICIX 302,853.13
1KGPF 1.450 539,912.98
FORFEITURES 384.61

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

  1. Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
  2. Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
  3. Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
  4. Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
  5. Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in MARK MILLER HOLDINGS, LLC DBA MARK MILLER TOYOTA 401(K) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Four Core Asset Portfolio 4.74% 18.86% 12.42% 5.72% 8.01% 7.30% 6.92%
Five Core Asset Portfolio 4.70% 18.79% 12.38% 5.55% 7.97% 7.19% 6.94%
Three Core Asset Portfolio 4.57% 19.80% 13.11% 6.19% 8.52% 7.64% 7.10%
Two Core Asset Portfolio 3.87% 19.18% 13.68% 6.85% 9.34% 8.84% 7.95%
Yale Endowment Template 5.35% 17.45% 11.87% 5.56% 8.33% 7.96% 7.55%
S&P 500 Index 5.96% 30.43% 21.65% 12.98% 15.09% 13.73% 10.93%
Data as of 05/01/2026, Common starting date is 12/31/2000

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