FISHTECH GROUP 401(K) PLAN Investment Options

Available Funds in FISHTECH GROUP 401(K) PLAN

Below is the lineup of investment options available to participants in FISHTECH GROUP 401(K) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 32
Investment Description
INTL GROWTH II R1 30,125.908
LARGE CAP GRTH II R1 62,718.095
LARGE CAP VAL III R1 30,014.247
MID CAP VAL II R1 14,427.156
CORE PLUS BOND R1 36,150.151
GS EMRG MKTS EQ R6 7,430.737
AF INFL LINKED BD R6 2,001.478
JPM SR BLEND 2060 R6 50,388.473
SS AGGR BOND IDX K 513.702
JPM SR BLEND 2025 R6 4,869.773
JPM SR BLEND 2035 R6 43,742.937
JPM SR BLEND 2045 R6 49,268.237
JPM SR BLEND INC R6 6,807.343
JPM SR BLEND 2020 R6 3,710.943
JPM SR BLEND 2030 R6 37,197.668
JPM SR BLEND 2040 R6 51,885.129
JPM SR BLEND 2050 R6 62,051.065
HTFD STRAT INC R6 26,893.440
JPM SR BLEND 2065 R6 530.859
JPM SR BLEND 2055 R6 48,824.989
DFA COMM STRATEGY I 157.975
PGIM HIGH YIELD R6 6,110.502
AS SPL SM CAP VAL R6 767.963
INVS SMCP GRTH R6 1,597.588
JPM MID CAP GRTH R6 6,123.660
FID NASDAQ COMP INDX 2,046.021
FID 500 INDEX 14,192.958
FID MID CAP IDX 6,273.290
FID SM CAP IDX 11,010.038
FID INTL INDEX 3,862.439
FID GOVT MMKT K6 30,484.400
rates ranging from 4.25% to 9.50%

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

  1. Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
  2. Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
  3. Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
  4. Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
  5. Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in FISHTECH GROUP 401(K) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Four Core Asset Portfolio 4.74% 18.86% 12.42% 5.72% 8.01% 7.30% 6.92%
Five Core Asset Portfolio 4.70% 18.79% 12.38% 5.55% 7.97% 7.19% 6.94%
Three Core Asset Portfolio 4.57% 19.80% 13.11% 6.19% 8.52% 7.64% 7.10%
Two Core Asset Portfolio 3.87% 19.18% 13.68% 6.85% 9.34% 8.84% 7.95%
Yale Endowment Template 5.35% 17.45% 11.87% 5.56% 8.33% 7.96% 7.55%
S&P 500 Index 5.96% 30.43% 21.65% 12.98% 15.09% 13.73% 10.93%
Data as of 05/01/2026, Common starting date is 12/31/2000

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