What is EXCELLUS 401(K) PLAN's employer match?

In 2024, EXCELLUS 401(K) PLAN reported $30,952,657 in employer contributions. That is about 80.9% of reported employee contributions.

How many participants are in EXCELLUS 401(K) PLAN?

At the end of 2024, EXCELLUS 401(K) PLAN reported 5,577 plan participants.

What are EXCELLUS 401(K) PLAN's total assets?

At the end of 2024, EXCELLUS 401(K) PLAN reported total plan assets of $871,621,224.

When was EXCELLUS 401(K) PLAN established?

EXCELLUS 401(K) PLAN was established in 1991.

What are the investment options in EXCELLUS 401(K) PLAN?

MyPlanIQ tracks the investment lineup for EXCELLUS 401(K) PLAN on its investment options page: https://www.myplaniq.com/invest/planinvestments/excellus-401k-plan/

EXCELLUS 401(K) PLAN Investment Options

Available Funds in EXCELLUS 401(K) PLAN

Below is the lineup of investment options available to participants in EXCELLUS 401(K) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 25

Investment Description
FIDELITY EXTENDED MARKET INDEX FUND
FIDELITY U. S. BOND INDEX FUND
FIDELITY REAL ESTATE INVESTMENT FUND
BLACKROCK INFLATION PROTECTED FUND
MFS GLOBAL EQUITY FUND R6
FIDELITY GROWTH COMPANY COMMINGLED POOL CLASS 3
STATE STREET TARGET RETIREMENT 2030 FUND – CLASS IV
SPARTAN 500 INDEX POOL E FUND
STATE STREET TARGET RETIREMENT 2025 FUND – CLASS IV
STATE STREET TARGET RETIREMENT 2035 FUND – CLASS IV
STATE STREET TARGET RETIREMENT 2040 FUND – CLASS IV
STATE STREET TARGET RETIREMENT 2045 FUND – CLASS IV
GALLIARD STABLE RETURN FUND X
DIAMOND HILL LARGE CAP CLASS L
STATE STREET TARGET RETIREMENT 2050 FUND – CLASS IV
STATE STREET TARGET RETIREMENT 2020 FUND – CLASS IV
BLACKROCK TOTAL RETURN BOND FUND M
HARDING LOEVNER INTERNATIONAL EQUITY PORTFOLIO
STATE STREET TARGET RETIREMENT 2055 FUND – CLASS IV
STATE STREET TARGET RETIREMENT INCOME FUND – CLASS IV
VANGUARD TOTAL INTERNATIONAL STOCK MARKET INDEX FUND
STATE STREET TARGET RETIREMENT 2060 FUND – CLASS IV
STATE STREET TARGET RETIREMENT 2065 FUND – CLASS IV
THE PRINCIPAL DIVERSIFIED REAL ASSET COLLECTIVE INVESTMENT FUND
WTC-CIF II SMID-CAPE RESEARCH EQUITY SERIES 4

Click to view the investment model portfolios of this plan ►

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in EXCELLUS 401(K) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
Four Core Asset Portfolio	4.74%	18.86%	12.42%	5.72%	8.01%	7.30%	6.92%	…	…
Five Core Asset Portfolio	4.70%	18.79%	12.38%	5.55%	7.97%	7.19%	6.94%	…	…
Three Core Asset Portfolio	4.57%	19.80%	13.11%	6.19%	8.52%	7.64%	7.10%	…	…
Two Core Asset Portfolio	3.87%	19.18%	13.68%	6.85%	9.34%	8.84%	7.95%	…	…
Yale Endowment Template	5.35%	17.45%	11.87%	5.56%	8.33%	7.96%	7.55%	…	…
S&P 500 Index	5.96%	30.43%	21.65%	12.98%	15.09%	13.73%	10.93%	…	…

Data as of 05/01/2026, Common starting date is 12/31/2000

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