EARTHSCOPE CONSORTIUM 403B Investment Options
Available Funds in EARTHSCOPE CONSORTIUM 403B
Below is the lineup of investment options available to participants in EARTHSCOPE CONSORTIUM 403B. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
| Investment Description |
|---|
| Vanguard 500 Idx Adm N/A |
| Vanguard Ttl Bd Mkt Idx Adm N/A |
| Vanguard Ttl Intl Stk Idx Adm N/A |
| Vanguard Extended Mkt Idx Adm N/A |
| American Funds AF EuroPacific Growth Fund R4 N/A |
| Harbor Dodge & Cox Income Fund I N/A |
| TIAA-CREF Harbor Capital Appreciation In N/A |
| TIAA-CREF Lfcyle Idx 2010-Rtmt N/A |
| TIAA-CREF Lfcyle Idx 2015-Rtmt N/A |
| TIAA-CREF Lfcyle Idx 2020-Rtmt N/A |
| TIAA-CREF Lfcyle Idx 2025-Rtmt N/A |
| TIAA-CREF Lfcyle Idx 2030-Rtmt N/A |
| TIAA-CREF Lfcyle Idx 2035-Rtmt N/A |
| TIAA-CREF Lfcyle Idx 2040-Rtmt N/A |
| TIAA-CREF Lfcyle Idx 2045-Rtmt N/A |
| TIAA-CREF Lfcyle Idx 2050-Rtmt N/A |
| TIAA-CREF Lfcyle Idx 2055-Rtmt N/A |
| TIAA-CREF Lfcyle Idx 2060-Rtmt N/A |
| TIAA-CREF Lfcyle Idx 2065-Rtmt N/A |
| TIAA-CREF Lfcyle Idx RtIn-Rtmt N/A |
| Massachusetts Financial Services MFS Mid Cap Growth Fund R4 N/A |
| MFS Mid Cap Value Class R4 N/A |
| MFS Value Fund Class R4 N/A |
| Allspring Allspring Spec SmallCap Val R6 N/A |
| Principal Small Cap Grw I R5 N/A |
| TIAA-CREF CREF Core Bond R1 N/A |
| CREF Equity Index R1 N/A |
| CREF Global Equities R1 N/A |
| CREF Growth R1 N/A |
| CREF Inflation-Linked Bond R1 N/A |
| CREF Social Choice R1 N/A |
| CREF Stock R1 N/A |
| TIAA Access Core Bond Plus T4 N/A |
| TIAA Access Equity Index T4 N/A |
| TIAA AccessCore Equity T4 T4 N/A |
| TIAA Access Intl Equity T4 N/A |
| TIAA Access Lg-Cap Gr T4 N/A |
| TIAA Access Lg-Cap Val T4 N/A |
| TIAA Access Lifecycle 2020 T4 N/A |
| TIAA Access Lifecycle 2025 T4 N/A |
| TIAA Access Lifecycle 2030 T4 N/A |
| TIAA Access Lifecycle 2035 T4 N/A |
| TIAA Access Lifecycle 2040 T4 N/A |
| TIAA Access Lifecycle 2045 T4 N/A |
| TIAA Access Lifecycle 2050 T4 N/A |
| TIAA Access Mid-Cap Gr T4 N/A |
| TIAA Access Mid-Cap Val T4 N/A |
| TIAA Access Real Est Secs T4 N/A |
| TIAA Access Sm-Cap Bl Idx T4 N/A |
| TIAA Access Sm-Cap Eq T4 N/A |
| TIAA Access Nuv LgCp Res Eq T4 N/A |
| TIAA-CREF TIAA Traditional N/A |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in EARTHSCOPE CONSORTIUM 403B. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Get Key Insights for This Plan
Join our community and get data-driven insights about EARTHSCOPE CONSORTIUM 403B. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
- Marathon Petroleum Thrift Plan Review: 117% Employer Match in the Energy Sector
- THE PROGRESSIVE 401(K) PLAN Review: 100% Match with 59% Match Rate
- THE HOME DEPOT FUTUREBUILDER Review: 150% Match with 38% Employer Match
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching EARTHSCOPE CONSORTIUM 403B
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
Related Plans
- PREDICTIVE INDEX RETIREMENT TRUST PLAN (300 participants, $30,893,616)
- SOUTHWEST RANGE SERVICES 401(K) PLAN (300 participants, $30,377,489)
- EMERSON COLLECTIVE, LLC 401(K) PROFIT SHARING PLAN (299 participants, $41,145,340)
- LSA ASSOCIATES, INC. EMPLOYEE STOCK OWNERSHIP PLAN (301 participants, $20,319,568)
- BELIMED, INC. 401(K) PLAN (301 participants, $17,648,144)
