BELLE TIRE DISTRIBUTORS, INC. 401(K) SALARY REDUCTION PLAN & TRUST Investment Options
Available Funds in BELLE TIRE DISTRIBUTORS, INC. 401(K) SALARY REDUCTION PLAN & TRUST
Below is the lineup of investment options available to participants in BELLE TIRE DISTRIBUTORS, INC. 401(K) SALARY REDUCTION PLAN & TRUST. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
| Investment Description |
|---|
| American Funds New World Fund R6 |
| BNY Mellon Investment Management BNY Mellon Natural Resources Fund Class I |
| ClearBridge Investments ClearBridge International Growth Fund Class I |
| Cohen & Steers Cohen & Steers Institutional Realty Shares |
| Fidelity Investments Fidelity 500 Index Fund Premium Class |
| Fidelity Investments Fidelity Advisor Technology Fund – Class I |
| Fidelity Investments Fidelity Mid Cap |
| Fidelity Investments Fidelity Small Cap |
| Gabelli Gold Fund, Inc. Gabelli Gold Fund Class I |
| Goldman Sachs International Tax-Managed Equity Fund Institutional Class |
| Hartford International Hartford International Value R5 |
| Janus Henderson Janus Venture Fund Class T |
| JPMorgan Large Cap Growth Fund Select Class |
| JPMorgan Small Cap Value Fund Select Class |
| JPMorgan SmartRetirement 2020 Fund Select Class |
| JPMorgan SmartRetirement 2025 Fund Select Class |
| JPMorgan SmartRetirement 2030 Fund Select Class |
| JPMorgan SmartRetirement 2035 Fund Select Class |
| JPMorgan SmartRetirement 2040 Fund Select Class |
| JPMorgan SmartRetirement 2045 Fund Select Class |
| JPMorgan SmartRetirement 2050 Fund Select Class |
| JPMorgan SmartRetirement 2055 Fund Select Class |
| JPMorgan SmartRetirement 2060 Fund Select Class |
| JPMorgan SmartRetirement Income Fund Select Class |
| Lord Abbett Short Duration Income Fund Class I |
| Massachusetts Financial Services Company MFS Value Fund Class R4 |
| PIMCO Income Fund Institutional Class |
| PIMCO International Bond Fund (U.S. Dollar-Hedged) Institutional Class |
| PIMCO Investment Grade Corporate Bond Fund Institutional Class |
| Principal Funds Principal MidCap Fund Institutional Class |
| Victory Victory Established Value Fund Class I |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in BELLE TIRE DISTRIBUTORS, INC. 401(K) SALARY REDUCTION PLAN & TRUST. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Get Key Insights for This Plan
Join our community and get data-driven insights about BELLE TIRE DISTRIBUTORS, INC. 401(K) SALARY REDUCTION PLAN & TRUST. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
- APPLE 401(K) PLAN 401(k) Review: A Match That Rewards Loyalty, Plus Plenty of Investment Options
- Charter Communications 401(k) Review: 100% Match Up to 6% With a 3-Year Vesting Clock
- Walmart 401(k) Plan Review: 100% Match on 6% for 1.9 Million Employees
- GSK 401(K) PLAN Review: 11% Employer Contribution Combines Match Makes It One of the Most Generous
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching BELLE TIRE DISTRIBUTORS, INC. 401(K) SALARY REDUCTION PLAN & TRUST
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
Related Plans
- M&H PARTNERS IN WEALTH SAVINGS PLAN (3,186 participants, $226,701,461)
- POMPS TIRE SERVICE INC SALARY SAVINGS PLAN (3,396 participants, $160,917,320)
- REINALT-THOMAS CORPORATION PROFIT-SHARING AND SAVINGS 401K PLAN & TRUST (3,499 participants, $97,992,885)
- TBC RETAIL ENTERPRISES, INC. 401K PROFIT SHARING PLAN (3,646 participants, $50,317,559)
- REINALT-THOMAS CORPORATION PROFIT-SHARING & SAVINGS 401K PLAN & TRUST (3,764 participants, $96,565,877)