BAE SYSTEMS APPLIED INTELLIGENCE GCS INC 401K PLAN Investment Options

Available Funds in BAE SYSTEMS APPLIED INTELLIGENCE GCS INC 401K PLAN

Below is the lineup of investment options available to participants in BAE SYSTEMS APPLIED INTELLIGENCE GCS INC 401K PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 23
Investment Description
MACQUARIE MID CAP GROWTH Y 21,325 units
VGD EXTENDED MKT IDX ADM 38,608 units
VANGUARD TOT INTL STK IDX ADM 472,851 units
AM FNDS EUROPACIFIC GR R6 35,233 units
VANGUARD 500 INDEX ADMIRAL 1,445,271 units
JHNCK INV GRD BND R6 316,643 units
PIMCO INCOME INSTL 68,867 units
MFS VALUE R3 275,322 units
MFS MID CAP VALUE 426,889 units
TR PRICE ALL-CAP OPP 1,310,593 units
LRD ABBT DEVELOPING GR R6 420,941 units
COLUMBIA SM CP VALUE II ADV 147,386 units
VG INSTL TRGT RETIRE 2020 INST 80,902 units
VG INSTL TRGT RETIRE 2025 INST 521,728 units
VG INSTL TRGT RETIRE 2030 INST 447,627 units
VG INSTL TRGT RETIRE 2035 INST 449,764 units
VG INSTL TRGT RETIRE 2040 INST 214,373 units
VG INSTL TRGT RETIRE 2045 INST 274,554 units
VG INSTL TRGT RETIRE 2050 INST 252,511 units
VG INSTL TRGT RETIRE 2055 INST 320,300 units
VG INSTL TRGT RETIRE 2060 INST 9,222 units
VG INSTL TRGT RETIRE 2065 INST 35,459 units
VG INSTL TRGT RETIRE INC INST 61,530 units

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

  1. Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
  2. Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
  3. Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
  4. Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
  5. Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in BAE SYSTEMS APPLIED INTELLIGENCE GCS INC 401K PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Four Core Asset Portfolio 4.74% 18.86% 12.42% 5.72% 8.01% 7.30% 6.92%
Five Core Asset Portfolio 4.70% 18.79% 12.38% 5.55% 7.97% 7.19% 6.94%
Three Core Asset Portfolio 4.57% 19.80% 13.11% 6.19% 8.52% 7.64% 7.10%
Two Core Asset Portfolio 3.87% 19.18% 13.68% 6.85% 9.34% 8.84% 7.95%
Yale Endowment Template 5.35% 17.45% 11.87% 5.56% 8.33% 7.96% 7.55%
S&P 500 Index 5.96% 30.43% 21.65% 12.98% 15.09% 13.73% 10.93%
Data as of 05/01/2026, Common starting date is 12/31/2000

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