WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN

EIN: 050354966

Plan Overview & Key Metrics

WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN is a defined contribution retirement plan offered by WOONSOCKET HEAD START DEVELOPMENT ASSOCIATION, INC.. Below is a snapshot of the plan’s financial health, participant activity, and employer generosity based on publicly filed data. Use these metrics to benchmark your own contributions and see how this plan compares to peers.

WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN Total Retirement Plan Assets

At the end of 2010, the total retirement plan assets of WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN is $1,887,379.00. This plan was established in 1994.

WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN Total Number of Retirement Plan Participants

At the end of 2010, the total number of retirement plan participants in WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN is 162.

WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN Average Participant Retirement Account Value

In 2010, the average participant retirement account value for WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN is $11,650.00

WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN Estimated Average Employee Contribution Amount

In 2010, the estimated average employee contribution amount per participant for WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN is $884.00.

WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN Estimated Average Employer Match

In 2010, the estimated average employer match for an employee in WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN is approximately $506.00
Investing in this additional $506.00 for 20 years would give you extra $32,422.00, assuming a 10% annual return.

WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN Total Employer Contribution and Match Rate

In 2010, WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN allocates $82,069.00 to match its employees’ contributions, providing an employer match rate of 114.57% of their contributions

WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN Total Retirement Plan Asset Growth Rate

In 2010, the total retirement plan asset growth rate of WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN is 18.28%.

WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2010, the estimated aggregate retirement account investment gain/loss for WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN is 10.94%. This measures the effectiveness of the plan participants’ investments in the year.

WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN Expense Ratio

In 2010, the investment and administrative expense ratio of WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN is 0.00%.

*Data from public filings (2010) 050354966-001 (old).

Plan Administrator & Contact

Need to reach the plan administrator, update beneficiaries, or request a distribution? Use the contact details below. If the plan uses an external recordkeeper (such as Fidelity, Vanguard, or Empower), their portal is typically the fastest way to manage your account day to day.

WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN Contact Info:

Reach the plan administrator by phone:

  • Plan phone: (401) 769-1850

Please log in to view the contact name and other detailed contact information.

Enrollment & Brokerage Features

The following features describe how WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN handles enrollment, default investments, and access to self-directed brokerage windows. Plans that offer auto-enrollment tend to have higher participation rates, and a brokerage window can give you access to investments beyond the plan’s core lineup.

What Should You Do Next?

Your 401(k) is likely your single largest wealth-building tool. Here is how to make the most of WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN:

  1. Contribute enough to capture the full employer match. This is free money — see the match details on the Contribution & Match page.
  2. Review your investment allocation. Make sure your mix of stocks, bonds, and other assets matches your age and risk tolerance. Check available investment options.
  3. Keep your beneficiary designations current. Life events (marriage, divorce, children) mean your beneficiary form may need updating.
  4. Increase contributions over time. Even a 1% annual bump can add tens of thousands to your retirement balance over a career.

Use our 401(k) Savings Calculator to project how your current contribution rate translates into retirement wealth, or try the Asset Allocation Calculator to find an allocation that fits your risk profile.

Get Key Insights for This Plan

Join our community and get data-driven insights about WOONSOCKET HEAD START DEFINED CONTRIBUTION PLAN. See how it compares to peer companies in fees, match generosity, and investment quality in its MyPlanIQ plan rating.

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Money headlines from this plan

These filing-based headlines surface the numbers most likely to affect a participant decision. Verify current plan documents before acting.

  • Average plan assets per reported participant: $11,650
    Based on the 2010 public filing. This is a plan-wide average, not a personal retirement target. Calculate a personal retirement target.
  • Employer contributions per reported participant: $507
    Based on the 2010 public filing. This reported average can include match, profit sharing, or other employer contributions. Review the match and contribution details.
  • Employee contributions per reported participant: $442
    Based on the 2010 public filing. Individual contribution rates vary with pay, eligibility, and participation. Model a contribution increase.

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