UNITED COMMUNITY BANKS, INC. 401(K) PLAN

Address: 125 HIGHWAY 515 EAST,BLAIRSVILLE,GA
Contact person: HANNAH COFFEY
Phone: (706) 439-6550

UNITED COMMUNITY BANKS, INC. 401(K) PLAN has the following features:
Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

At the end of 2022, the total retirement plan assets of UNITED COMMUNITY BANKS, INC. 401(K) PLAN is $196,478,359.00.This plan was established in 1967.

At the end of 2022, the total number of retirement plan participants in UNITED COMMUNITY BANKS, INC. 401(K) PLAN is 3252

In 2022, the average participant retirement account value for UNITED COMMUNITY BANKS, INC. 401(K) PLAN is $60,417.00

In 2022, the estimated average employee contribution amount per participant for UNITED COMMUNITY BANKS, INC. 401(K) PLAN is $5,291.00

In 2022, the estimated average employer match for an employee in UNITED COMMUNITY BANKS, INC. 401(K) PLAN is approximately $3,001.00

In 2022, UNITED COMMUNITY BANKS, INC. 401(K) PLAN allocates $9,759,995.00 to match its employees' contributions, providing an employer match rate of 59.78% of their contributions

In 2022, the total retirement plan asset growth rate of UNITED COMMUNITY BANKS, INC. 401(K) PLAN is -5.03%

In 2022, the estimated aggregate retirement account investment gain/loss for UNITED COMMUNITY BANKS, INC. 401(K) PLAN is -16.58%. This measures the effectiveness of the plan participants' investments in the year.

In 2022, the investment and administrative expense ratio of UNITED COMMUNITY BANKS, INC. 401(K) PLAN is 0.12%.

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